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Get the whole story about critical illness cover
We've enhanced our Critical Illness Cover
At Aviva our focus has been and always will be on working hard to ensure you can offer your clients the best cover possible. That's why we've made significant improvements to our critical illness cover which is available as an add-on when your client takes out Term Assurance or Mortgage Life Insurance.
We are now offering new customers a lump sum of up to £20,000 if treatment or surgery is needed for two early forms of cancer. We've also increased the number of ABI+ rated conditions we offer to 12 in total, giving better cover than ever before.
Read more about our improvements.
Read on to get the whole story - and find out what sets our cover apart from the rest.
Many other providers offer critical illness cover. So why should you recommend Aviva? Here are three of the biggest reasons.
94.7% of claims paid between January and December 2010*
Give your client peace of mind by recommending a policy with a high likelihood of paying out if they fall critically ill. We have one of the most consistent records in the UK for paying claims.
In 2010 we paid:
- Paid out 1534 critical illness claims worth over £136million. Not including Total Permanent Disablement claims.
- Paid on 99.6% of death claims.
- Paid out £271 million in death claims.
Find out how to help ensure your client's claims get paid on our sales support page.
Exceptional customer service
Coping with a critical illness will be one of the most difficult times in your client's life. So we make it easy for them to make a claim, and pay out successful ones quickly. With us, your client can:
- deal with a specialist claims team
- claim by post or phone – we can even help them complete the claims form
- receive regular updates on how their claim is progressing
- get a call-back within an hour when they need to speak to us.
Our claims team was assessed in an industry wide bench-marking exercise on Protection Claims. The assessment looked at seven categories including: People, training and development, Philosophy and approach and Structure and communication.
A single gold award was available in each category for the company judged to be the market leader in that category. This accolade was awarded to Aviva's claims team in 6 out of the 7 categories. We are extremely proud of this, and it demonstrates the quality of the service we provide across the board.
Watch one customer's story of their experience with us.
Better protection for your clients than ever before
We cover a comprehensive range of illnesses, including a total of 12 ABI+ rated conditions. We also offer a lump sum payment of 20% of your client's critical illness benefit under the plan, up to a maximum of £20,000 if specified treatment is needed for low-grade prostate cancer, or surgery for carcinoma in situ of the breast to remove the tumour.
So while we don’t play the numbers game, our cover really adds up.
View our CI presentation
View our presentation, which shares some customer insights and explains the benefits of Aviva protection products. The presentation lasts about 5 minutes.
Need more information?
Call our protection sales and support team for answers to your questions, advice on sales techniques and to order printed literature.
0845 301 6392
Open Monday-Friday, 9am-5pm.
Related documents
- Claims report (PDF 929KB)
- Guide to Critical Illness (PDF 229KB)
- Critical illness claims leaflet (PDF 171KB)
- Term Assurance application form (PDF 137KB)
- Mortgage Life Insurance application form (PDF 158KB)
- Critical illness cover - how we compare to the market (PDF 204KB)
- Critical Illness Enhancements customer leaflet (PDF 269KB)