Protecting your valuables
From golf equipment to antiques to state of the art technology it's quite staggering how your possessions soon add up.
You may have built up your collection of art and antiques over a lifetime and not realise that this affects your insurance needs. It is not uncommon for people with valuable property and possessions to still only have standard home insurance and be inadequately covered. If you have art collections, jewellery, antiques, golf equipment and state-of-the-art technology you could find you are seriously under-insured in the event of a loss.
In 2007 we commissioned independent "wealth checks" on over 350 of our customers and found that on an average they were under-insured by a massive 51%.* The wealth checks also revealed that over £25million worth of possessions and valuables were not covered properly. Individually the shortfall ran into tens of thousands of pounds. What was adequate cover a few years ago would now no longer replace the full value. So whether you've spent a lifetime collecting your possessions or received valuable items as an inheritance now is a good time to make sure all your valuables and treasured possessions are fully covered.
* The wealth check figures come from 353 wealth checks carried out between January 2007 and February 2008 by Quastel Associates on behalf of Norwich Union.
Insurance that sets you apart
At Distinct from Aviva, we understand that because you have more, you need more from your home insurance. So that’s exactly what we offer - cover that’s far beyond the standard. This includes automatic Golf hole in one cover - £ 250 if a hole in one is achieved in an official golf competition. All you have to do is submit the scorecards and certificate to us from your club or match secretary in order to claim. The most we will pay is £500 in any 12 month period.
And because you need more from your policy, Distinct from Aviva is only available from insurance brokers who can give you the professional advice you need to be sure that all your valuable possessions and property are covered properly.
Use our contents calculator to check the potential value of your possessions.
To find out more about the products and services offered by Distinct from Aviva use the navigation bars on the left of the page and speak to your insurance broker.
BPLJG4514 07/2008
