Our cancer pledge

We understand the importance of providing extensive cover and support at every stage of your cancer treatment. Our cancer pledge means we'll cover the cancer treatment and palliative care you need, as recommended by your specialist.

We also want to make things as comfortable as possible for you following your cancer treatment, so we'll provide extensive cover for your aftercare, including consultations with a dietician, as well as money towards prostheses and wigs.

What is covered for cancer treatment?

The following table shows what is covered for cancer treatment. The cover options selected on your policy will be applied in the normal way for any claims made. You are fully covered when you use a specialist within our fee guidelines and a hospital on your chosen list. When recommended by your specialist and agreed by us the below treatment is covered. This is just a summary of the cover, for full details please refer to the terms and conditions (PDF 239KB).

Cancer treatment:

	Our pledge	Existing	New
Radiotherapy and Chemotherapy	Radiotherapy is the use of high energy x-rays and similar rays to treat a disease. Chemotherapy is the use of drugs to treat cancer. There are no limits on radiotherapy and chemotherapy (hormone therapy is only covered to shrink a tumour ).	In Full	In Full
Targeted Drug Therapies	Targeted therapies are the drugs that target cells to block the growth and spread of cancer. We place no limits on clinically proven and licensed drugs.	12 months	In Full
Side Effects / Sickness Drugs	Side effects and sickness drugs - some cancer treatment can cause sickness, nausea and other side effects. During cancer treatment we will cover any medication needed to treat the side effects.	In Full	In Full
Bisphosphonates and Bone Scans	Bisphosphonates - these are drugs that help keep bones strong during cancer treatment . Bone Scans look for any changes in bones. We place no limits on these drugs and scans.	Not Covered	In Full
Stem Cell and Bone Marrow Transplants	Stem cells produce blood and other types of cells within the body. Some cancers can be treated by replacing stem cells which are collected from the blood or from bone marrow. We place no limits on stem cell or bone marrow transplants; this includes collection from a donor.	In Full	In Full
Experimental Treatment	Experimental treatment, is where there is minimal or no evidence that it is beneficial. In these cases we pay the equivalent cost of the established treatment in this country. Not very many things are treated as experimental by us, some cancers need unlicensed treatments - we will pay in full if there is enough medical information to support their use.	In Full	In Full

Plus more cover for "additional care" items:

	Our pledge	Existing	New
Rehabilitation	Rehabilitation is a medically supervised program designed to aid recovery - we place no limits on the type or amount of rehabilitation needed for customers with full cover policies (if you select any reduced cover options then standard policy limits will apply).	Limited Cover	In Full
Specialist Nursing	Specialist nursing may be needed to support cancer patients - we place no limits on the type or amount of specialist nursing, described in the policy.	Limited Cover	In Full
Prostheses	Prostheses are used to replace a part of the body - we'll pay up to £5000 for external prosthesis when needed. Internal prostheses are covered in full.	Internal - In full External - limited cover	Internal - In full External - £5000 towards
Wigs	Some chemotherapy treatments can result in hair loss - we'll pay £100 towards the cost of a wig.	Not Covered	£100 towards
End of Life Care	For some people, there will come a time when they need hospice or care at home. We have increased the donations we will make to hospices and charities. We will also cover hospital stays when it is medically necessary.	Hospice / Charity Donation £70 per day limited to 10 days	Hospice / Charity Donation £100 per day - up to a maximum of £10,000. Nursing Services - £50 per day - up to a maximum of £10,000
Monitoring	When a customer has finished treatment we will pay for monitoring for up to 10 years to check that the cancer has not returned.	Up to 5 years	Up to 10 years

We've enhanced our extensive cancer cover