Health products for corporate enterprises

Flexible benefits

A healthy business needs healthy people. Putting an affordable, flexible benefits package into place can help. We believe that a flexible benefits solution from Aviva offers extensive choices, benefits and levels of flexibility that businesses with over 250 employees will appreciate.

Through our flexible benefits approach, we do more than just provide services to help your staff when they’re ill. In addition to our early intervention techniques, and experience in rehabilitation services, we use our medical expertise to help you promote wellbeing to your employees 365 days a year. By using flexible benefits, you could have a benefits package that helps them focus on staying healthy – and helps your business’s bottom line stay healthy, too.

What are flexible benefits?

For businesses that have a need to cover 250 or more employees, Flexible benefits is an ideal approach to creating a health and protection package. It’s all down to working with the economies of scale. You tell us what the ideal benefits package looks like, and we’ll do our best to build a proposition that meets your budget as well as your needs. We understand the importance and the value of both, so we’ll draw on our experience to propose a mix of features from our group products to bring tangible added value to your business:

• Group Income Protection cover. Your employees may receive a financial benefit in the event of a long-term illness or injury, but you can set benefit levels and decided when they should begin.
• Group Life cover. Vital support, when it’s needed most. An employee’s family receives a lump sum in the event of death while cover is in place. Arrange the benefit for all employees or just senior staff – it’s up to you.
• Group Critical Illness cover. Pays out a lump sum if employees are diagnosed with a critical illness that meets our plan definition and then survive for at least 14 days. We only cover the critical illnesses we define in our plan and no others.
• Private health insurance. We can help your employees get back on their feet and back to work promptly when they’re ill, but offer wide-ranging benefits to help them stay healthy, too.

Why choose flexible benefits?

When it comes to arranging benefits for 250 or more employees, we have first-hand experience in taking these factors into consideration:

• A sense of pride in our professionalism, with administrative capabilities to assure an efficient, effective service, and claims teams trained to smooth the processes involved – for everyone.
• A proposition that demonstrates breadth as well as depth, comprising the Group benefit you want at levels to suit your budget as well as your business.
• A range of valuable benefits, that help us offer you a tangible means of keeping your business healthy, as well as your people.
• An accommodating approach – the flexibility to integrate our products with your current benefits.

Why choose Aviva?

From the smallest business partnership, to the 26,000 employees working for a corporate giant – we’re experts at providing a service that treats everyone as an individual when it comes to health and protection in the workplace.

Our range of financial employee benefits can be seen as a powerful tool to attract and retain staff, but we’re also keen to highlight the value of practical and emotional support for your employees. Helping you to prevent long-term absence is a goal for us: to achieve it, you’ll have access to our medical expertise, early-intervention measures and award-winning rehabilitation services. Flexible Benefits is an approach that makes the most of our experience in the corporate healthcare arena.

So whether you’re starting from scratch, about to renew a policy and want to make savings, or have a specific package in mind … talk to us about flexible benefits. Find out more about our approach to providing benefits for businesses of 250 employees or more. See how flexible benefits could help your employees, and help your business stay healthy too…

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