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Group Life

What can this policy cover?

If one of your employees dies while in service and they are covered by a Group Life policy, it can provide valuable financial and practical support to his or her loved ones. The policy offers a lump sum on death in service to the employee’s dependant and we'll support you, and your colleagues, through the difficult time. Our Group Life cover can also be helpful for employees who suffer bereavement themselves.

Making a claim

  • We’ll make sure we pay claims as quickly as possible. There's great reassurance knowing that a policy can provide financial support quickly. Our expertise and efficient payments' system makes sure lump sum payments are paid as quickly as possible, whether it’s a fixed sum, or a multiple of the employee’s salary - often the payment from a Group Life policy can be sent to dependants before any probate settlements.
  • We’ll provide essential support through our bereavement helpline. Employees, dependants, families and colleagues can receive emotional support from trained bereavement counsellors and practical advice is available for issues such as coping with funeral arrangements and arranging probate.

Funds can be tax-efficient, which may not be an immediate concern for your employees, but it could be comforting to know that policies arranged under trust will provide funds outside the deceased's estate for inheritance tax purposes. For you, the employer, there’s also a benefit to arranging Group Life cover; premiums are usually treated as a business expense under current tax laws – although tax rules may change in the future.

This is a summary of the benefits available. The policy has no surrender value at any time. Full details of cover options and exclusions are available on request. Applications are required.

We’ll help you, to help your employees

It’s important to tell your employees about the added value you’re giving them. Group Life cover can be a useful benefit to attract and retain employees. We’ll help you explain the features and benefits of Group Life cover, and the peace of mind it can bring to your employees and their families. Call us on 0800 145 5684 to find out more.

WC01792 02/2015

Contact us

Talk to us. We're happy to help. Call:

0800 145 5684

Monday to Friday
9.00am - 5.00pm

Calls to and from Aviva may be monitored and/or recorded

Useful information