Private health insurance

How does this policy work?

When you buy Solutions for your business, you and your employees can get access to prompt, private medical treatment at a national network of hospitals. It's a flexible policy, designed to give you great value-for-money. We'll tell you which benefits are available, then you can select the options you prefer to help increase cover or reduce costs. We'll also talk to you about the types of underwriting that are available. More detailed information is included in our Solutions brochure (PDF 1,678KB).

You can arrange different levels of cover, for different groups of employees - increasing benefits for senior staff, perhaps, as part of their salary package, and include your family on the same policy. But setting up a Solutions policy for between 2 and 49 employees is as easy as A, B, C.

A – call us and tell us about your business…

Call us on 0800 158 5182, and use reference GWQ DQR. We know that time is valuable, so we’ll explain the core cover of the policy. With Solutions, all of your covered employees would receive the following benefits as standard:

• Access to prompt, private medical treatment – avoiding NHS waiting lists
• Covered for hospital charges and specialists fees
• Diagnostic tests, such as X-rays or scans
• Radiotherapy / chemotherapy treatment.

B – tell us which options you’d like to add to your cover…

We think that Solutions is ideal for businesses like yours, because it’s designed to be flexible – supporting you and your employees when you need it most.

The following benefits are optional, and if you choose them, then your premiums will be higher. You’ll find more details on the What can this policy cover? page:

• Psychiatric cover
• GP referred services and complementary therapies, including our award-winning Back-up service
• A greater choice of hospitals
• Dental and optical cover

… and the following options can help contain the costs of Solutions. Some of them may not be available if you’ve added benefits to your core cover. Again, details are shown in the What can this policy cover? page, and a full explanation is included in our Solutions brochure (PDF 1,678KB).

• Using the ‘Six Week Option’
• Adding an excess to your policy
• Reducing selected benefits
• Choosing an alternative hospital list
• Reducing out-patient cover.

C – then we’ll add extra benefits to your policy, at no charge…

Solutions helps your employees get access to prompt, private medical treatment. But as healthcare experts, we’ve made sure that our products can help them stay in good shape, too. This could help to reduce levels of absenteeism, and show real value-for-money as we help to keep your business healthy. To do this, we’ll include these benefits with every policy, at no extra charge…

• Up to 25% discount at selected UK gyms nationwide
• Our 24 hour GP and Stress Counselling helplines, offering confidential guidance 365 days a year.

Solutions; Value-for-money, flexible and effective

We think it’s important that your business gets a value-for-money, flexible and effective policy. Find out what’s covered by Solutions, read more in our FAQs, or see how your employees would make a claim. Then ask us to call you now and get a Solutions quote for your business…

• What’s covered by this policy?
• How would employees make a claim?
• FAQs about Solutions

Full details of cover are in our terms and conditions booklet, which you’ll find in the Useful information box on this page. You’ll need to complete an application form for us to work out the final terms of your policy if we accept your application and, depending on your circumstances, non-standard terms may apply.

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