Voluntary and Affinity Schemes
Do you have clients who would like to offer our products to their employees, but keep the associated costs to an absolute minimum? It's an aspiration for many companies with a large workforce and organisations with many members - large charities, for example. Now it can be a reality. Working together, we can offer Healthier Solutions and My Health Cash Plan (our private health insurance and cash plan) to your clients with minimum or no cost at all to their business through our Voluntary and Affinity Schemes.
With a Voluntary or Affinity Scheme, you can offer private health insurance with up to 72% no claim discount, and up to 2 months free cover on our cash plan policy
Voluntary Schemes - the benefits
A Voluntary Scheme offers our products to employees as individuals - through the communication channels that an employer can provide - without a need for the employer to become involved in setting up the scheme. It's usually offered to companies that employ significant numbers of employees. The advantages for your clients are clear:
- Healthcare benefits provided to their employees by acknowledged experts in Healthcare
- Discounts - up to 72% no claim discount (an exclusive offer for Voluntary and Affinity Schemes) subject to underwriting on private health insurance and up to 2 months free cover on our cash plan
- Minimum costs involved for their business
- Great additional benefits that can support their employees and help them become more health-aware, such as our 24 hour GP and 24 hour Stress Counselling helplines, up to 50% discount at selected UK gyms, and access to our MyHealthCounts online health programme
- Tangible benefits in terms of reduced sickness absence costs if their workforce's health improves through take-up of associated benefits
- Up to 72% no claim discount explained
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For new polices with no claims history the discount will be 72% from the start of the policy. For policies transferring to us, up to 72% no claims discount is dependent on medical claims history. The premium and no claim discount will be reviewed each year when the policy renews.
- Will a Voluntary Scheme take up a lot of my client's time?
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No, very little of their time will be required - we'll do most of the work, which means that they can derive all the benefits of an enhanced profile at little or no cost to themselves. Their employees will then have access to an extensive choice of benefits, and access to substantial discounts and offers on private healthcare products.
- How can Aviva help me, and what will my clients see?
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Working together, we can present our Healthier Solutions private health insurance and My Health Cash Plan products as Voluntary Schemes to your clients.
- Perhaps most importantly for you, there's the reassurance that we'll provide you with marketing support all the way and dedicated account management at all times. You can rely on us to be working hard on your behalf.
- Then, with your support, we'll show the company how easy it is to roll-out a wide range of marketing materials (including emails, desk drops and intranet campaigns), which encourage take-up of these valued benefits at little or no cost to their business.
- Affinity Schemes - the benefits
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Affinity Schemes are similar to Voluntary Schemes, in that they incur little or no cost for the body proposing them to its members. In general, Affinity Schemes are designed so that they appeal to large membership-based organisations such as charities, service providers (breakdown service providers, for example) or industry bodies. When these organisations would like to offer benefits, but with little or no cost to themselves, an Affinity Scheme can be ideal as it offers their 'members':
- Up to 72% no claim discount on the cost of private health insurance
- Up to 2 months' free cover with our cash plan
- Great additional benefits such as our 24 hour GP and 24 hour Stress Counselling helplines, up to 50% discount at selected UK gyms, and access to our MyHealthCounts online health programme.
- Up to 72% no claim discount explained
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For new polices with no claims history the discount will be 72% from the start of the policy. For policies transferring to us, up to 72% no claims discount is dependent on medical claims history. The premium and no claim discount will be reviewed each year when the policy renews.
- What will I need to do, to offer an Affinity Scheme to my client?
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Just contact us and we'll be happy to provide you with further information. We'll help you engage the organisation and introduce a wide range of marketing materials that can be used to promote the Affinity Scheme to its members. By partnering with Aviva and offering these exclusive discounts, an association or organisation could help attract and retain new members... so let us know if there's an organisation that, together, you'd like us to work with.