Healthcare Zone

The Core Cover of Solutions offers extensive benefits that are traditionally associated with private medical insurance, even if your client chooses not to add any other options.

• Hospital charges
• Specialists’ fees
• Diagnostics tests
• Radiotherapy/chemotherapy

Full details of standard cover and exclusions are given in the policy wording. Non standard terms may apply.

Your clients can choose the following upgrade options to enhance their cover.

• In/day patient psychiatric cover.
• Cover for GP Referred Services such as physiotherapy, chiropractic, osteopathy, podiatry and homeopathy. GP referred radiology/pathology and GP minor surgery. Specialists’ fees for consultations and tests for non-acute conditions are also included. Benefit limits apply.
• Dental and Optical: helps with the cost of routine dental expenses, accidental dental injuries and optical expenses.
• Extended Hospital List: increase the number of hospitals available.

Full details of standard cover and exclusions are given in the policy wording. Non standard terms may apply.

• Six Week Option: if a GP refers your client’s employee to a Specialist for diagnosis, and they need in-patient or day-patient treatment, they will need to use NHS facilities or self fund private treatment - unless the waiting list is 6 weeks or more, in which case they can receive private treatment without delay.
• Member excess option: reduces the premium by applying a claims excess of £50, £100, £150, £200 to the policy. Payable per member, per year.
• Selected Benefit Reduction, excludes costs associated with infertility, complications of pregnancy, oral surgical procedures and emergency overseas cover.
• Reduced Out-patient Cover and Selected Reduction Benefit: reduces the premium by limiting out-patient cover and some additional benefits.
• Hospital Lists: reduces the premium by reducing the number of hospitals available.

Full details of standard cover and exclusions are given in the policy wording. Non standard terms may apply.

As standard on Health Solutions your clients and their employees can look forward to a number of benefits that will help them get healthy, stay healthy and reduce the chance of them being away from works.

• Back-Up, for back pain help, advice and support. More information
• 24-hour GP helpline
• 24-hour stress counselling helpline
• Personal Health Manager, our online health management tool
• Health and Fitness club membership discounts

Find out more

Our Healthcare Bureau is dedicated to providing you with support in your sales of Health Solutions. To speak to a consultant and to get a quote for your client simply call 0845 3000 649*.

For more information and help in the sales process please view our range of product literature and sales aids.

*Calls may be recorded and/or monitored.