What customers claim for
Help your clients understand potential claims risks for the right Income Protection
In order for you to show your clients’ what type of conditions they may have to claim for we have developed an interactive claim guide. Simply select an age group, gender and occupation class to see what type of conditions are the most prevalent amongst that particular group.
The following definitions apply to the Occupation classes:
- Class 1 - Professional, Managerial or administration, including Accountant, Bank Manager and Office Worker.
- Class 2 - Skilled occupations involving a moderate degree of manual duties, including Dentist, Chef, Hairdresser, Waiter and Traffic Warden. Or those professional occupations which also involves a high degree of business mileage.
- Class 3 - Skilled occupations involving mostly manual duties and semi-skilled occupations with moderate manual duties, including Electrician, Gardener and Nurse.
- Class 4 - Semi skilled occupations that are mostly manual and some unskilled occupations, including Builder, Joiner and Motor Mechanic.
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Important information: The Financial Services Compensation Scheme (FSCS) has made changes to the compensation limits available from 1st January 2010. As such, please download our FSCS information document (PDF 114KB) detailing the new limits. This replace all FSCS wording in our brochures and terms and conditions.