Right to Buy

Right to Buy

Right to Buy (sometimes called Right to Acquire, or the House Sales Scheme in Northern Ireland) is a scheme that’s open for tenants in England, Wales and Northern Ireland if they’re renting from a local council or housing association.

It helps those tenants buy their home at a discount (the aim being that the money raised from the scheme is helping to pay for more, new, affordable homes). There is a similar scheme in Scotland, but it’s coming to an end in 2016.


How does Right to Buy work?

From 6 April 2015 you can get a discount of up to £77,900 (or £103,900 if you live in London). This amount will go up each year in April in line with inflation.

To qualify, you have to be in a position to answer ‘yes’ to these three questions:

  • Are you a council tenant, or were you a council tenant when your home was sold to your current landlord?
  • Is the property is your only or main home?
  • Have you been a tenant for at least 5 years?

And ‘no’ to four questions:

  • Do you live in sheltered accommodation or housing suitable for elderly or disabled people?
  • Do you have any legal problems with debt?
  • Do you have any outstanding possession orders against you?
  • Is your home due to be demolished?

Find out more

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