Aviva - Life insurance cover - how much do you need?

You can start by getting an idea of how much cover is suitable for your needs. Use our handy Lifestyle Maintenance Calculator to help you do this.

This simple but really helpful tool takes into account various factors to give you an indication of how much cover you might need to secure your loved one's future in the event of your death. If it doesn't seem enough for your requirements you can play around with the figures until it suits your own needs and finances.

Also, think about what the cover would actually be used for. We've detailed some of the main things you might want to consider...

How much is your mortgage or rent?
How much are your family living expenses - e.g Household bills, running a car etc.
Any loans or credit card payments
If you have children, how long will they be dependent on your income?
Do your children have educational fees you may need to pay for?
Cost of child care if you're out at work
Funeral expenses
And don't forget costs for visiting friends and family, and time to get away

Still not sure how much you need? Call our UK based dedicated Life Insurance call centre to discuss your options – 0800 068 4232

How does it work?

Our Lifestyle Maintenance Calculator is designed to give you a rough indication of the level of life cover you need. It's simple - you just enter the details relating to your income and lifestyle - then the calculator works the rest out for you:

See the amount your loved ones may need to cover their expenditure over 10 years.
Recalculate the period up to 25 years to see the difference it makes.
Find out the typical monthly Life Insurance premiums to cover your family's cost of living for 10 years.