Guaranteed whole of life insurance

What's covered by our guaranteed whole of life insurance?

Here's an at-a-glance summary of what's covered by Aviva's guaranteed whole of life insurance and the options you can choose to make sure you get the life cover you need.

Will the cover last for the rest of my life?

Yes. Providing premiums are maintained, a guaranteed whole of life plan covers you for the rest of your life

Are extra cover options available?

Yes. You can choose the yearly increase option at the start of the plan - this will increase your cover and premium by 5% each year to help guard against the effects of inflation.

The extra cover feature is also part of the plan, at no extra charge, subject to underwriting. This allows you to increase your cover during the plan if your potential inheritance tax liability increases either because tax laws change or you receive a gift or inheritance of cash or residential property.

Can I include terminal illness cover?

No. Terminal illness cover isn't available with this plan.

Can I get joint cover?

Yes. You can take out this plan on your own or with someone else. The plan can either be set up on a first death or second death basis. If you choose a first death basis, a pay-out will be made upon the death of the first person and then the plan will end.

Can I put this plan in trust?

Yes. This plan can be written under trust if you want to leave money to specific people and avoid the lump sum pay-out being subject to inheritance tax. Bear in mind that tax laws may change in the future.

It's easy to apply for life insurance

Just call one of our advisers for an instant quote. They'll be able to answer all your questions and help with your application.

Call us on 0800 092 7751 to get a quote.

We can only advise on our own products.

Lines are open Monday to Friday 8am - 9pm, Saturday 9am - 5pm and Sunday 10am - 4pm. Calls may be recorded and/or monitored for our joint protection.

WC05080 03/2012