Quick guides

If you're not sure which type of life insurance to choose, have a look at the table below which compares the features of Aviva's life insurance plans to help you select the right one for you.

Type of cover	Level Life Insurance	Decreasing Life Insurance	Guaranteed Whole of Life Insurance	Guaranteed Lifelong Protection Plan
Is it designed to cover a mortgage?	Interest-only mortgage	Repayment mortgage or other loan
What is the minimum age you can take out a plan?	18	18	18	50
What is the maximum age you can take out a plan?	66	66	89	80
What is the maximum age you can hold a plan to?	The plan must end before your 70th birthday	The plan must end before your 70th birthday	No Limit. The plan ends when you die	No Limit. The plan ends when you die
Is it designed to provide a lump sum for loved ones?
Does the amount of cover stay the same during the plan?		It decreases over the term of the plan, broadly in line with your mortgage or loan	Unless you choose to increase it
Is the cover for a fixed term?	You decide the term of cover	You decide the term of cover	Cover lasts for the rest of your life	Cover lasts for the rest of your life
Does the plan have a cash-in value?			There may be a cash-in value only in limited circumstances (if you pay a single premium or for a limited premium term)
Can you put the plan in trust?
Is terminal illness benefit* included?
Can you choose the amount of cover**?	Up to £500,000	Up to £500,000	Up to £5,000,000, or £2,500,000 if the yearly increase option is included	Your choice will depend on your age and gender
Can you increase the amount of cover during the plan?			Under some circumstances
How much does cover start from?¹	£5.00	£5.00	£5.00	£10.00
Can you get joint cover?
How do you apply?	Get a quote and apply online or call us on 0800 068 5549†	Get a quote and apply online or call us on 0800 068 5549†	Call us on 0800 092 7751† for a quote and we'll send you an application pack	Call us on 0800 404 6427† for a quote and we'll send you an application pack

Aviva only advises on its own products.

* Terminal illness benefit does not apply in the last 18 months of the policy, life expectancy must be less than 12 months, and if paid then the plan ends with no further payment on death.
** The amount of cover you could get depends on your age when you take out the plan.
¹ The cost of cover depends on factors such as the amount of cover you need, how long you hold the plan for and your personal circumstances.
† Lines are open Monday to Friday 8am - 9pm, Saturday 9am - 5pm and Sunday 10am - 4pm. Calls may be recorded and/or monitored.

The amounts quoted above are the minimum monthly premiums.

WC05098 06/2011