Life Insurance

It's designed to help give your loved ones the security to manage financially, or provide cover towards your mortgage, if you die or are diagnosed with a terminal illness.

It's designed to help cover a repayment mortgage or other loan where the outstanding balance reduces over time as you make your repayments.

It's designed to help give your loved ones the security to manage financially, or provide cover towards your mortgage, if you die or are diagnosed with a terminal illness.

It's designed to help cover a repayment mortgage or other loan where the outstanding balance reduces over time as you make your repayments.

Yes, the amount of life cover stays the same for the duration of the plan.

No, the amount of life cover reduces broadly in line with the outstanding balance of your mortgage or loan.

You decide this, too. For example, it might be until you expect your children to become financially independent or when your mortgage will be paid off. You can take the plan out from age 18 but it can't go beyond your 70th birthday. The minimum term is 3 years.

Yes, this plan can be written under trust if you want to leave money to specific people and avoid the lump sum pay–out being subject to inheritance tax.

Terminal Illness benefit is included in the cover. This means we pay you the sum insured if you're diagnosed with a terminal illness and are not expected to live more than 12 months (while your plan has more than 18 months to run). If we pay out after a terminal illness claim, your plan will end.

Terminal Illness benefit is not the same as critical illness cover. Critical illness cover pays out a lump sum if you are diagnosed with a critical illness that meets our policy definition and then survive for at least 14 days. We only cover the critical illnesses we define in our policy and no others.

Critical Illness cover is not available on these Life Insurance plans. You can choose to take out an alternative plan offered by Aviva, where there is an option to add critical illness to your cover. To apply, call us on 0800 068 4232.

Any amount up to £500,000, depending on your circumstances. You decide how much cover you need. You can work it out using our life cover calculator.

Yes, you can take out this plan on your own or with someone else. A payout will be made on the first valid death or terminal illness claim, then the plan will end.

The cost depends on your personal circumstances, the length and the level of cover you require.

Remember that any advice given will only relate to Aviva's products.

Remember that any advice given will only relate to Aviva's products.