Aviva introduces own occupation definition to medical profession

Article date: 18 January 2010

Aviva announced today that it has reviewed its medical underwriting approach for medical professionals and now offers an “own occupation” definition for surgeons who perform surgical procedures and operations. Previously “the suited definition” was offered. 

Kevin Murdoch, senior proposition development manager, Aviva, UK Health said: “Aviva is committed to ensuring that Income Protection Solutions remains highly competitive and while own occupation terms have been offered to dental surgeons for some time, we are seeing an increased interest from intermediaries to offer other surgeons the option to protect their income based on their ability to perform their own role. 

“In response to this we now offer the choice of either the suited definition, with its associated cost savings, or own occupation, enabling medical professionals to choose the level of cover that suits their own personal needs.”         

This improvement follows Aviva’s recent announcement that they were introducing an innovative discount for customers with an exclusion (including partial) for mental health and/or spinal conditions. Aviva customers taking out an Income Protection Solutions policy also benefit from temporary accident cover, offering them up to 90 days’ free accident cover whilst the policy is being underwritten.

Launched in 2009, Income Protection Solutions’ flexible structure, generous benefits and competitive price make it one of the most appealing products in the market. The new improved underwriting terms further improve the product and offer increased choice for both intermediaries and their clients. 


For further information, please contact:
Amber Scott (nee Chable),
PR and Marketing Communications Manager, Aviva UK Health
Telephone: 023 8035 9383
E-mail: amber.chable@aviva.co.uk

Notes to editors:

Aviva, the international savings, investments and insurance group, is the world’s fifth largest insurance group, serving 50 million customers across Europe, North America and Asia Pacific.

In the UK, Aviva is a leading provider of life, pensions, investment, general insurance and health products to more than 20 million customers. Aviva also provides roadside assistance through RAC. Products are distributed through a number of channels including IFAs, brokers, corporate partners and direct to customers via the internet.

Aviva's UK Insurance business has a market share of around 15%, making it the largest general insurer in the UK. The business is focused on insurance for individuals and small businesses.

Aviva's life and pensions business in the UK has a total market share of 12% and a top three position in its key markets of savings, protection, and annuities.

Aviva’s news releases and a selection of images are available from the internet press centre at www.aviva.com/media.


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