To afford the lifestyle you want when you retire, you need to do something about it today - the buts stop here. It may be tempting to say, "But retirement is a long way off", yet it's never too early to start investing in order to protect your future. To find out more, read our 'Pensions Guide' section by clicking 'Open Guide'. Once you have read that, why not view our 'What is a Pension?' video, presented by Lisa, our online guide.
Our easy overview introduces you to the basics of pensions, provides information on the products available and gives you helpful hints on things to consider.
If you and your spouse or civil partner have paid enough National Insurance contributions, then you will both get the full basic state pension from the government when you reach state pension age.
If you retired today you'd get a basic 2014/15 state pension of £113.10 per week if you're single or £180.90 if you're married or in a civil partnership.
The state pension age is currently 65 for men and 62 for women. However, over the next few years the state pension age for men and women will be changing. To find out when you'll reach your State Pension age please visit gov.uk/calculate-state-pension.
Again if your response is, "But I don't really understand how to plan my finances better", we're here to help. It's all about getting the information you need to make the right decisions. Our tools and calculators can help you get to grips with your finances and plan for the future.
See whether you're on track to fund the retirement you want.
Now you've learnt more about pensions, you can compare the features of Aviva's pension plans, or apply for your chosen option:
You can make regular or one-off payments into a Personal Pension plan and stop, restart and change your payments to suit yourself.
It's a tax-efficient way of investing for your retirement, but bear in mind that you won't have access to the money in your pension fund until you retire.