To afford the lifestyle you want when you retire, you need to do something about it today - the buts stop here. It may be tempting to say, "But retirement is a long way off", yet it's never too early to start investing in order to protect your future. To find out more, read our 'Pensions Guide' section by clicking 'Open Guide'. Once you have read that, why not view our 'What is a Pension?' video, presented by Lisa, our online guide.
Our easy overview introduces you to the basics of pensions, provides information on the products available and gives you helpful hints on things to consider.
Pension Credit was introduced in October 2003 to make sure that everyone of qualifying age has a minimum level of income. It could mean that you get extra money every week.
For the 2014/2015 tax year, Pension Credit guarantees that everyone aged 62 and over has an income of at least:
The age that you may be able to take Pension Credit will change in line with your state pension age. It's also worth knowing that the government rewards people over the age of 65 who have saved for their retirement.
For more information on whether you're eligible for Pension Credit, visit the government's Pension Service website.
Again if your response is, "But I don't really understand how to plan my finances better", we're here to help. It's all about getting the information you need to make the right decisions. Our tools and calculators can help you get to grips with your finances and plan for the future.
See whether you're on track to fund the retirement you want.
Now you've learnt more about pensions, you can compare the features of Aviva's pension plans, or apply for your chosen option:
You can make regular or one-off payments into a Personal Pension plan and stop, restart and change your payments to suit yourself.
It's a tax-efficient way of investing for your retirement, but bear in mind that you won't have access to the money in your pension fund until you retire.