To afford the lifestyle you want when you retire, you need to do something about it today - the buts stop here. It may be tempting to say, "But retirement is a long way off", yet it's never too early to start investing in order to protect your future. To find out more, read our 'Pensions Guide' section by clicking 'Open Guide'. Once you have read that, why not view our 'What is a Pension?' video, presented by Lisa, our online guide.
Our easy overview introduces you to the basics of pensions, provides information on the products available and gives you helpful hints on things to consider.
If you've got a personal pension, this can move with you. If you're moving to a better paid job you might want to think about increasing the amount you pay in.
If you had a company scheme then depending on the type of scheme, moving jobs means that you may not be able to carry on paying into it; your old employer will also stop making payments. Instead you can choose to:
Other options may be available depending on your old employer's scheme.
If you decide to leave the money in your old company pension you can still join your new employer's scheme. That way, when you come to retire, you can use the money from both schemes to provide your income.
If your new employer doesn't have a company pension scheme you could see if they would pay into a personal pension plan on your behalf instead.
Again if your response is, "But I don't really understand how to plan my finances better", we're here to help. It's all about getting the information you need to make the right decisions. Our tools and calculators can help you get to grips with your finances and plan for the future.
See whether you're on track to fund the retirement you want.
Now you've learnt more about pensions, you can compare the features of Aviva's pension plans, or apply for your chosen option:
You can make regular or one-off payments into a Personal Pension plan and stop, restart and change your payments to suit yourself.
It's a tax-efficient way of investing for your retirement, but bear in mind that you won't have access to the money in your pension fund until you retire.