Accidental death insurance

Protect against the financial impact of an unexpected accidental death

Aviva accidental death insurance provides a tax-free lump sum (under current legislation) should you die as the direct result of an accident.

Cover available from just £2.09 per month.

You choose the amount you will be covered for from £20,000 to £150,000.

The information below outlines the main features of our accidental death insurance. Full details can be found in the accidental death insurance policy summary (PDF 60KB) and policy booklet (PDF 195KB).

Overview of benefits

Available to anyone aged 18 or over and under 81. Providing your main private residence is in the UK.

As long as you are aged 18 or over and under 81 and your main private residence is in the UK, you are eligible for accidental death insurance.

You can choose to include your partner if they are aged 18 or over and under 81 and they live and share financial responsibility with you.

No medical required. This insurance does not cover claims for death caused by illness or disease (unless this results from an accident).

This insurance is not intended to cover any death caused by illness or disease unless this is the direct result of an accident.

For full details of this insurance please read our accidental death insurance policy summary (PDF 60KB) and policy booklet (PDF 195KB).

Worldwide cover.

As long as your main private residence is in the UK, you are covered if you die as a direct result of an accident that happens anywhere in the world.

You can choose to insure your partner.

You can choose to include your partner if they are aged 18 or over and under 81 and they live and share financial responsibility with you.

Pays a benefit regardless of whether you have any other insurance.

We will pay any benefit due regardless of whether the person making the claim is covered by any other personal accident insurance.

You should review your circumstances on a regular basis and consider whether this insurance still meets your needs.

You need to advise us if any changes occur which are listed within the ‘Changes we need to know about’ section of our Accidental death insurance policy (PDF 195KB).

Available immediately from just £2.09 per month (for an individual who selects £20,000 of cover).

The premium changes depending on the value of cover you select and whether you choose to insure your partner.

Cover for you Cover for you and your partner
Monthly premium Value of cover Monthly premium Value of cover per insured person
£2.09 £20,000 £4.18 £20,000
£4.18 £40,000 £8.36 £40,000
£6.27 £60,000 £12.54 £60,000
£8.36 £80,000 £16.72 £80,000
£10.45 £100,000 £20.91 £100,000
£12.54 £120,000 £25.08 £120,000
£14.64 £140,000 £29.27 £140,000
£15.67 £150,000 £31.35 £150,000

Apply now for accidental death insurance

Applying couldn't be easier: fill out the simple form and provided you meet the eligibility criteria, cover will start as soon as we confirm your Direct Debit details.  We will confirm your cover start date in writing.

Apply now for Aviva accidental death insurance cover

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