Useful guides - including Principles and Practices of Financial Management

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Unit-linked investment

If you're invested in funds other than with-profits, you can download the unit-linked Principles and Practices of Financial Management (PDF 516KB).

With-profits investment

Want a more in-depth understanding of what with-profits investments can offer you? Here you can download guides to investing in with-profits – and details of how we manage the With-Profit Fund.

Simplified guides

If you are an existing customer, or if you are interested in investing in with-profits for the first time, you can start by reading these simplified guides to the With-Profit Fund.

The guides differ depending on how you want to invest in with-profits (such as through pensions, our investment bond or an annuity), so pick the one that's right for you. If you are an existing customer, some of the information in these guides may not be applicable to your specific policy.

To find a guide that's relevant to your policy, please refer to the With-Profit Updates, which provide a step-by-step guide illustrating how we manage our funds.

Guides

Principles and Practices of Financial Management (PPFMs)

We also produce guides called the Principles and Practices of Financial Management (PPFMs), which explain in detail how we manage the With-Profit Fund.

Existing customers

If you are an existing customer, we need to ask you a few questions to get you to the right PPFM for your policy.

New to investing

If you're new to investing in with-profits you can find the PPFMs and other information below. Just select the product you are interested in investing in.

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