This information is designed to help you understand more about our investment bond before you make any decisions and not to provide you with financial advice.
Select Investment is our investment bond. It offers a wide range of funds, some of which give you the chance to invest in the stock market without having to buy and sell stocks and shares yourself.
With Select Investment you can invest for growth, income or a combination of both - whatever suits your needs.
You can invest in up to 10 funds at any one time and switch your money between funds at any time. There are no charges for switching funds.
You can invest for as long as you like but you should see your bond as a long term investment.
You give us your money and we’ll invest it in the funds you choose. In turn, the funds invest in assets like equities (stocks and shares), gilts, corporate bonds and property. Your investment earns returns based on the performance of each of these assets. The value of these assets – and the value of your investment – can go down as well as up. You might get back less than you paid in. Because of this, it’s a good idea to invest in a few different funds. By doing this, you’re spreading the risk to your money as you’re not putting all your eggs in one basket.
The minimum amount you can put into Select Investment is £10,000. There’s no upper limit unless you choose to invest in our With-Profit Fund, and then it’s £1,000,000.
You can invest alone or with another person. You need to be between 12 and 84 years old.
From ages 12 to 15 the proposal needs to be signed by a parent/guardian.
We'll send you a yearly statement to tell you how your investment is doing.
Do you already have an investment bond with Aviva? Visit our site for existing customers.
Select Investment could be suitable for you if you:
Select Investment may not be suitable for you if you:
Your money is invested in a fund or funds, which are managed by expert fund managers. Select Investment offers you a wide choice of funds managed by Aviva and other leading fund providers. Read more about the funds to invest in. You can also read more about our guaranteed funds in our 'The guaranteed selection' brochure (PDF 1,403KB).
You need to speak to a financial adviser to apply for Select Investment. An adviser will be able to help you decide if this is the right investment for you and go through the application process.
If you don’t have a financial adviser you can find an adviser in your area at Unbiased. Where advice is provided there may be an additional cost to you.
We have a checklist of topics that we think you should cover when you talk to a financial adviser.