To help you understand your with-profits investment there are some important guides and useful documents available to download here.
Use this decision tree to find the correct documents for your policy. You will need your annual statement to hand to help guide you through it.
If this information is too technical, we have some simplified, more reader-friendly versions. Some of the information in these may not be applicable to your specific policy, but will give you a clearer understanding of how the with-profits fund is managed. Download the simplified, more reader-friendly versions here
Select the guide you’re looking for from the table below.
If you're invested in funds other than with-profits, you need to read the unit-linked PPFM (PDF 516KB).
Please note: From 1 October 2009, with the approval of the High Court and the Aviva board, all the policies of CGNU Life, Commercial Union Life Assurance Company and Norwich Union Life (RBS) Limited were moved into two new sub funds of Aviva Life & Pensions UK Limited (Old With-Profits Sub Fund and New With-Profits Sub Fund).
A new PPFM has been written covering both new sub-funds which from 1 October 2009 totally replaced the PPFMs of CGNU Life Assurance Limited, Commercial Union Life Assurance Company Limited and Norwich Union Life (RBS) Limited. For CGNU Stakeholder Pension policies which were in CGNU Life, the PPFM for this business has been amended to reflect the transfer of policies into Aviva Life & Pensions UK Limited.
If you can’t find the guide(s) you need, call us on 0800 015 4785.
You can talk to us on:
0800 068 6800
Calls may be recorded and/or monitored for our joint protection.
Register for our online service where you can securely access details of your existing policy.
Your annual statement will show if a Market Value Reduction applies to your policy.