The graph below shows how the returns from our with-profit bond compare to the FTSE® 100. The values are after tax and include all product charges.
Please note: these figures only show what’s happened in the past and don’t indicate how the Fund will perform in the future.
Aviva with-profit bond - With smoothing we keep back some of the returns the With-Profit Fund earns in good investment years and use them to help pay bonuses in poor investment years. (Losses made in poor investment years may also reduce returns in the good years).
The graph shows that the value of a with-profits investment is not guaranteed and may go up or down depending on investment conditions. You may not get back the amount you invested.
We've based the graph on an investment of £50,000 in our Portfolio Bond on 1 July 1993. It includes any early exit charges or market value reductions. The graph shows the returns through to 1 July 2014.
This graph is simply to show you how an investment in our With-Profit Fund fared over the years. We've used the Portfolio Bond because it's our bond with the longest performance history. With-profits is intended to be a long-term investment. The Portfolio Bond is no longer open to new investments. If you would like to invest in the With-Profit Fund through a bond, you can do so through our current investment bond, Select Investment which launched on 17 September 2012.
The performance for Select Investment will be different to that shown in this graph. Select Investment invests in the same With-Profit Fund, but has lower charges than the Portfolio Bond, which affects the returns you'll get.
FTSE® 100* - volatile returns from investments made purely in shares.
(Source: Lipper IM, £50,000 investment from 1 July 1993 to 1 July 2014).
* “FTSE” is a trade mark jointly owned by the London Stock Exchange Plc and The Financial Times Limited and is used by FTSE International Limited (“FTSE”) under Licence. FTSE does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading. All copyright in the index values and constituent list vests in FTSE.
If you're a new customer you can talk to us on:
0800 015 4785
Calls may be recorded and/or monitored for our joint protection.
Register for our online service where you can securely access details of your existing policy.