Principles and practices of financial management

Our guides to the Principles and Practices of Financial Management (PPFMs) explain in detail how we manage our With-Profit funds. You can get a copy of the PPFM for each of Aviva's With-Profit funds here (Just click on the appropriate fund name below). They're very detailed, so if you would prefer to see simplified versions, go to our with-profits homepage. If you're invested in a unit-linked fund, you'll need to refer to our unit-linked PPFM.

Every financial year, we have to produce documents confirming we've complied with our PPFMs. We've produced a report from the Board of Directors and the With-Profits Actuary, together with an Annual Compliance Statement. We've also produced a document highlighting any changes to the PPFMs. You'll find copies of these documents under each fund heading.

PPFM for CGNU Life Assurance Limited

PPFM for CGNU Life Assurance Limited

  • Norwich Union branded policies purchased since October 2000
  • CGU branded policies
  • General Accident branded policies
  • General Life Assurance branded policies
  • Scottish Insurance Corporation branded policies
  • Yorkshire Insurance Company branded policies
  • Yorkshire-General branded policies
PPFM for CGNU Life Assurance Limited (Stakeholder Pension)

Aviva Stakeholder Pension policies

PPFM for Commercial Union Life Assurance Company Limited
  • Commercial Union branded policies
PPFM for Aviva International UK Limited

Aviva International Bonds

PPFM for CGNU Life Assurance Limited
  • Aviva branded policies purchased prior to October 2000
  • Aviva Isle of Man Pension policies
  • Aviva With Profit Annuities
  • Scottish Union & National branded policies
PPFM for Norwich Union Life (RBS) Limited
  • NatWest With-Profit Bond provided by Norwich Union
  • RBS With-Profit Bond provided by Norwich Union
PPFM for Provident Mutual Fund

Provident Mutual branded policies

Unit Linked

Unit Linked Customer Friendly PPFM

WC06003 06/2009

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