With-profits investment

Useful guides - including Principles and Practices of Financial Management

Unit-linked investment

If you're invested in funds other than with-profits, you can download the unit-linked Principles and Practices of Financial Management (PDF 516KB).

With-profits investment

Want a more in-depth understanding of what with-profits investments can offer you? Here you can download guides to investing in with-profits with us – and details of how we manage the funds.

Simplified guides

If you are an existing customer, or if you are interested in investing in with-profits for the first time, you can start by reading these simplified guides to the fund

The guides differ depending on how you want to invest in with-profits (ie through pensions, our investment bond or an annuity), so pick the one that's right for you. If you are an existing customer, some of the information in these guides may not be applicable to your specific policy.

To find a guide that's relevant to your policy, please refer to the With-Profit Updates, which provide a step-by-step guide illustrating how we manage our funds.

An Introduction

• An introductory guide to with-profits from Aviva (PDF 111KB)

Guides

• A guide to your with-profits investment and how we manage the fund – for customers investing through Portfolio, our investment bond (PDF 161KB)
• A guide to your with-profits investment and how we manage the fund – for customers investing through pensions (PDF 158KB)
• A guide to your with-profits investment and how we manage the fund – for customers investing through stakeholder pensions (PDF 152KB)
• A guide to your With Profits Pension Annuity and how we manage the With-Profit Fund (PDF 146KB)
• A guide to conventional with-profits investment and how we manage the fund – for customers investing through pensions (PDF 142KB)

Principles and Practices of Financial Management (PPFMs)

Existing customers

If you are an existing customer, we need to ask you a few questions to get you to the right PPFM for your policy. Click here to start.

New to investing

We also produce guides called the Principles and Practices of Financial Management (PPFMs), which explain in detail how we manage the with-profits investment, along with some other information that explains the detail of our fund. You can find these below. Please select the version relative to the product you are interested in investing in.

For Aviva personal pensions and Portfolio

• PPFM for Aviva Life & Pensions UK Limited Old and New With-Profits Sub Funds (PDF 355KB)
• PPFM Information Sheet (to accompany PPFM) (PDF 70KB)
• Old & New With-Profits Sub Funds PPFM Summary of change (PDF 47KB)
• Board report to with-profits policyholders (including Annex - With-Profits Actuary report) (PDF 105KB)

For Aviva Stakeholder pensions

• PPFM for Aviva Life & Pensions UK Limited Stakeholder With-Profits Sub Fund (PDF 160KB)
• PPFM Information Sheet (to accompany PPFM) (PDF 69KB)
• PPFM Summary of changes (PDF 58KB)
• Board report to with-profits policyholders (including Annex - With-Profits Actuary report) (PDF 105KB)

For Aviva’s With Profit Pension Annuity

• PPFM for Aviva Life & Pensions UK Limited With-Profits Sub Fund (PDF 233KB)
• Information Sheet (to accompany PPFM) (PDF 70KB)
• PPFM Summary of changes (PDF 62KB)
• Board report to with-profits policyholders (including Annex - With-Profits Actuary report) (PDF 105KB)

WC02149 04/2012