Your bond doesn’t have an end date so you can keep your money invested for as long as you need. And because we know that things can change over the years, your bond is flexible enough to change with you.
If you're invested in one of our Guaranteed Funds, you'll have to make a decision about what to do with your investment as the fund's fifth anniversary approaches. If you don't tell us what you want to do, we'll automatically move your money out of the Guaranteed Fund into our Deposit Fund on the fifth anniversary. Although the Deposit Fund is our lowest risk fund, it doesn't offer any guarantees, so the value of your investment could still fall. It's also designed to be a short term investment option. If you decide to move your money out of the Guaranteed Fund at any other time, we won't be able to apply the money-back guarantee. This means you may get back less than you paid in.
We’ll contact you in the run up to your fifth anniversary to tell you everything you need to know. In the meantime, you can find more details here
If you're thinking about investing more money into a bond, find out how we can help.
If your investment aims change, you can move some, or all, of your investment into different funds whenever you like, free of charge.
If you want to take out some or all of your money from your bond, you can.
If you've taken some money out of your bond or you've got some money you'd like to invest, find out what else we offer.
If you have any queries or need information, talk to a member of our team by calling 0800 096 3530.
Because this website only contains factual information you should talk to a financial adviser before you make any decisions. If you don't have an adviser, you can find one at unbiased.co.uk.