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Can I use my home to help fund my retirement?

If you’re retired, you’ll be getting used to having more free time in your day but do you have the financial flexibility to take advantage of your new-found freedom? You may be considering ways to generate more cash to enjoy the retirement you deserve… and unlocking the equity in your home could be the key.

If you’ve lived in your home for a while, there’s a likelihood that it’s currently worth more than you originally paid and equity release could help you access this cash.

By releasing equity from your property, you could:

  • Make improvements around the home.
  • Expand your horizons and book that holiday you’ve always wanted.
  • Help provide for your growing family. E.g. help a loved one take their first step upon the property ladder.

Purchasing equity release is a big decision with plenty of things to consider. We encourage you to discuss your decision with your family as taking out equity release will reduce any inheritance you may leave in the future.

You will also need to speak with a qualified financial adviser, someone who can explain the features of the product as well as other things you need to think about, such as the potential impact your decision may have upon your tax position and eligibility for welfare benefits.

If you’re looking to unlock the cash in your home without having to go through the stress and strain of moving house, perhaps we can help. Visit us at Aviva Equity Release for more information.

We’re also on hand to answer any questions you might have and, if you wish to consider equity release further, we can arrange for you to speak with a carefully selected specialist adviser. The adviser will not be employed by Aviva but will only be able to discuss our products.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

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Other helpful websites

  • For more information on how much the government will give you, visit the pensions and retirement planning section at: www.gov.uk

  • For help tracing your pensions, visit: Pension Tracing Service

  • To find a financial adviser, visit: www.equityreleasecouncil.com. The members listed may not be able to give independent advice.