How to apply

Aviva is one of the UK’s leading providers of annuities and pension annuity products to provide an options for people who want to arrange a regular income for the rest of their lives.

You will need to get a quote from us

Our Pension annuity calculator uses factual information, provided by you, to produce figures based on Aviva’s pension annuity product and some of the options it can offer. You can use this to get an idea of how the different options may affect your income.

Once you’ve decided on the options you want and considered any guidance or financial advice which you may have chosen to take - you can call us for a quote.

  • In order for us to complete your personalised quote we’ll need to take personal and medical details.
  • If you’d like to provide for a spouse or dependant we’ll need some personal and medical details for them, too.
  • Once you’ve given us your choices and the information we need, we’ll issue a personalised quote along with an application form for you to complete and return.

Buying an annuity is a big decision. Once your annuity is up and running, you can’t generally change your mind about any of the options or cancel your annuity – even if your personal circumstances change. This means it’s extremely important that you buy the right product for you.

We also offer other types of annuities – please see our Annuities for more details

Pension Annuity Calculator

Using factual information provided by you, this easy-to-use calculator produces figures based on Aviva’s pension annuity product and some of the options it can offer. For information about all our annuity’s options, you should see our Pension Annuity​.

Please be aware that the calculator isn’t intended to provide personalised advice or give personal recommendations

Calculate your retirement income

Next steps

Pension Wise has been set up by the government and offers free and impartial guidance for people retiring with defined contribution pensions. It will help you understand what your choices are and how they work.

You'll be able to get help on the Pension Wise website, over the phone or face to face.

If you are approaching retirement we recommend you get guidance or advice to help you understand your options.

Speak to a financial adviser

Nothing on this site is personalised advice or a recommendation. If you need a personalised recommendation based on your personal circumstances, you should seek financial advice. We can't give you advice but we can put you in touch with an adviser who can talk to you about which financial products or investments may be right for you.

Call a member of our team on

0800 533 5195

Monday to Friday - 9.00am - 5.00pm

For our joint protection, we may record our telephone calls. Calls are free from both land lines and mobile phones.

Alternatively, you can visit to find an adviser in your local area

Call us now for more information

If you’re new to Aviva

0800 068 3038

Or if you are already a pension customer

0800 533 5195

Monday to Friday - 9.00am - 5.00pm

For our joint protection telephone calls may be recorded and/or monitored.

Our team will be happy to provide you with a personalised quote once you know which options you want.

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