While the number of “staged” and bogus accidents detected by Aviva has recently fallen, crash for cash incidents continue to be an issue in the UK. And, increasingly so, it’s organised gangs who are behind these and the fraudulent motor injury claims that follow. Last year, Aviva saw an 18% rise in organised crash for cash scams – with 4,000 motor injury claims linked to known fraud rings.
Tom Gardiner, Head of Fraud, Aviva, said, “Crash for cash does not just push up premiums for genuine customers, it puts innocent motorists at risk. It is also a significant drain on scarce public resources such as ambulance, police and A&E time, which is wasted on entirely bogus claims. The number of whiplash claims is a problem unique to the UK and needs urgent reform.”
But, having looked into crash for cash volumes on a national scale, Aviva unearthed that certain areas of the UK are significantly more affected than others. Comparing figures from 2015 to those from 2014, Aviva found that, while cities such as Manchester and Slough have seen a drop in crash for cash incidents, other areas of the UK are witnessing a rapid growth. Birmingham, for example, has not only retained its 2014 crown of worst place in the UK for crash for cash incidents, but now eight out of ten of the UK’s top crash for cash postcodes are from the city.
Tom mentions that “We are asking motorists to remain alert to induced accidents, especially in those areas where we know this is a problem.”