For UK financial adviser use only. This information has not been approved for use with customers. If you are a customer please go to www.aviva.co.uk/health-insurance.

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SME Winter Deals

Published: 22 Nov 2017

With winter drawing in, we're pleased to announce a range of SME deals to help brighten your day. Available on our Company Solutions product the new offers include: 

Capped renewal rate increase

A first year renewal rate increase fixed at 6.5% policy level - for groups covering 2-9 main members switching to Aviva and newly underwritten (virgin) business covering 2-99 main members. 

The increase guarantee applies to the rate at policy level, including any age band increases. Any increases related to factors such as IPT, member changes and policy changes will be incremental to this.


Additional reassurance for members’ mid-claim

3 month Claims Transition – for companies covering 20-99 main members

This gives members the reassurance that they're guaranteed to be covered in full for any treatment that has been pre-authorised by their previous insurer, where the treatment date is within 3 months of the policy start date. Working together with our Healthcare Trading Centre Consultants, our Broker Claims Team will help ensure the smooth transition of your clients' claims.

 

Significantly enhanced commission rates

  • 30% initial and 10% renewal commission - on switch business covering 2-9 main members.
  • 30% initial and 10% renewal commission - on newly underwritten (virgin) schemes covering 2-99 main members.
  • 15% initial and 10% renewal commission - on switch business covering 50-99 lives.

N.B. Commission is payable net IPT.

The offers run until 31 March 2018. They're available to clients with a start date of on or after 1 November 2017.

 

For more detail about our pricing offers speak to one of our Healthcare Trading Centre Consultants.

 

Terms and conditions 

1. These offers are available on Company Solutions policies which start between 1 November 2017 and 31 March 2018, quotes are valid for 30 days.

2. Commission deals

a. Schemes covering 2-9 main lives switching to Aviva – increased commission will apply as follows; initial commission 30%. Renewal commission 10%

b. Newly underwritten (virgin) schemes covering 2-99 main lives written on Full Medical Underwriting (FMU) or New Moratorium underwriting - increased commission will apply as follows; initial commission 30%. Renewal commission 10%

c. Schemes covering 50-99 main lives switching to Aviva - initial commission increased from 10% to 15%.Renewal commission remains at 10%.

3. Guaranteed first year renewal increase of 6.5% at policy level

a. Available to groups covering 2-9 main members switching to Aviva and any newly underwritten (virgin) business covering 2-99 main lives.

b. All members must be covered on a New Moratorium or Full Medical Underwriting basis for the 2-99 main lives ‘virgin’ offer.

c. The increase guarantee applies to the rate at policy level, including any age band increases. Any increases related to factors such as IPT, member changes and policy changes will be incremental to this.

d. The reference point for the premium calculation for the increase will be 52 days prior to renewal.

e. This guarantee applies to the first renewal only.

f. The policy will remain a one year contract.

g. This offer cannot be used in conjunction with any other offer.

4. Three month claims transitional agreement

a. Available to groups covering 20-99 main members on a Solutions policy.

b. Available for switch business.

c. This offer cannot be used in conjunction with any other offer.

 

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