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Our products

Individual Private Medical Insurance

A policy that aims to provide prompt, private medical treatment for your individual clients and their families. This is our flexible Private Medical Insurance (PMI) product – we call it Healthier Solutions.

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Diagnostic Insurance

This is our most basic private health insurance policy for individuals. It’s guaranteed to help clients get a prompt diagnosis – we call it Speedy Diagnostics.

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WC00874 08/2016

PMI for up to 249 employees

Solutions is our flexible Private Medical Insurance (PMI) product for businesses covering up to 249 employees. Designed to help employers reduce costs associated with ill health, while helping employees recover and return to work as quickly as possible. Solutions includes the BacktoBetter service for musculoskeletal conditions.

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PMI for 250+ employees

Optimum, our bespoke Private Medical Insurance (PMI) product, is available for businesses with 250 employees or more. It lets your clients have complete flexibility to tailor the level of cover to suit their business needs and the healthcare benefits they’d like to offer their employees including benefits that can help keep them fit and active.

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Open referral PMI for 250+ employees

Optimum Referral, our flexible Private Medical Insurance (PMI) product for companies with 250 employees or more, helps to make PMI more sustainable and affordable by utilising an open referral claims pathway. We select an appropriate specialist and hospital based on the employee's clinical need.

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Health Essentials 250+ employees

Physio and Cancer essentials are low cost alternatives to private medical insurance. They provide an option for clients wanting to provide an element of health cover to a wider employee base.

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Private Medical Trusts

If your clients have 500 employees or more, they could choose to fund their company's private healthcare with a Healthcare Trust. As this is not an insurance contract they can attract funding benefits, such as not having to pay Insurance Premium Tax on the claims fund.

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WC00874 11/2019

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