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What does the Residential Property Owners product cover?

Residential Property Owners is an insurance product designed to satisfy the insurance requirements of different types of residential landlords, including:

  • Private individuals
  • Property owning organisations
  • Property management organisations
  • Resident’s associations

Key benefits of the product policy are:

  • Essential core covers for Buildings (including Subsidence), Contents of Communal Areas, Loss of Rent, Money and Property Owners’ Liability
  • A comprehensive range of optional covers including Employers’ Liability, Legal Expenses, Landlords Contents, Engineering cover and for residents’ associations, Directors and Officers’ Liability cover
  • Engineering inspection service for any lifts, heating and ventilation systems in the property, provided by our strategic partner organisation Bureau Veritas Inspection Limited
  • Unlimited access to our risk helpline, which provides practical guidance on how to reduce the likelihood of having to make a claim. You can ask questions about compliance with health and safety regulations, security measures and other topics of specific relevance to property owners
  • Support from our confidential legal and tax helpline on issues such as tenant disputes and the recovery of rent
  • A 24-hour, 365 days a year claims line providing you with emergency assistance whenever it is required

Full details of the cover are contained in the policy wording. Quotations and a copy of the policy wording are available from your insurance advisor.