Norwich Union increases commercial legal expenses cover

Article date: 3 August 2005

Norwich Union has reviewed its legal expenses cover providedunder shop and salon, office and surgery, pub restaurant and hotel,and self-employed policies, resulting in a five-fold increase from£100,000 to £500,000 in its indemnity limit.

Matt Frost, product manager at Norwich Unionexplains: "The number of employment tribunals has started to riseagain and there has also been a noticeable increase in the numberof employees bringing multiple claims. This has resulted in longer,more complex cases, which are therefore more expensive todefend."

Norwich Union found that SMEs are concernedabout compliance with new legislation, particularly employmentrelated, and cash-flow problems caused by slow payment fromcustomers and suppliers.

Norwich Union’s package policies providecommercial legal protection as standard, including comprehensiveemployment cover, contract disputes and debt recovery.Policyholders also receive access to a legal and tax helpline andan online human resources manual, which provides advice andtemplate letters to help on a wide range of employment relatedmatters.

This cover, along with the new limit ofindemnity, offers policyholders an increased level of protection aswell as access to advice and information when they need it.


Norwich Union research was conducted by HoldenPearmain.

For further information, pleasecontact:
Clare Schofield at Staniforth on 0161 274 0100 
Sally Leeman at Norwich Union on 01603 684225/07800 699670

Notes to editors:

About Norwich Union Insurance

Norwich Union is the UK's largest insurer with amarket share of around 13 per cent

With a focus on insurance for individuals andsmall businesses, Norwich Union insures:
- One in five households 
- One in seven motor vehicles 
- More than 800,000 businesses

Norwich Union products are available through avariety of distribution channels including brokers, corporatepartners such as banks and building societies and Norwich UnionDirect.

Aviva, Norwich Union’s parent company,recently announced its acquisition of the RAC. The acquisitionbrings together the RAC's powerful brand and customer base with theexpertise and leading position in motor insurance of Norwich UnionInsurance.

Norwich Union's news releases and a selection ofimages are available on the Aviva internet press centre

An ISDN facility is available for studio qualitybroadcast. Call the press office on 01603 682264.

Norwich Union Insurance Limited Registered inEngland No 99122.

Registered office: 8 Surrey Street, Norwich, NR13NG

Authorised and regulated by the FinancialServices Authority

Member of the Aviva group

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