Aviva MultiCar

For your reassurance, see how we compare

Direct Line
One policy, one renewal, one set of paperwork Included Included Not included Not included Not included
Transport you after an accident Included Not included Included Included Not included
Uninsured driver promise Included Not included Included Included Not included
24/7 UK accident and claims line Included Not included Not included Not included Included

Do you have more than one vehicle (car or van) to insure?

You can insure a second vehicle on our Defaqto 5 Star rated MultiCar policy. We expect 20% of our customers to achieve the maximum saving of 1/3.*

Please call us if you want to insure more than two and up to five vehicles.

Great reasons to buy Aviva MultiCar insurance

  • You can choose different levels of cover and excess, for each vehicle.
  • You can cover cars and vans on the same policy.
  • Each vehicle’s no claim discount is kept separately. So if one vehicle has an accident, the other vehicle’s NCD isn’t affected.
  • Add your second vehicle when it suits you. We can give you a guaranteed quote now even if you’d like to add your second vehicle at a later date. The guaranteed price for your second vehicle is valid if no changes are made to your current quote.
  • Uninsured driver promise — If you’re hit by an uninsured driver and it wasn’t your fault, your no claim discount won’t be lost. **
  • If your car is not safe to drive, we’ll arrange to get you to your destination, and deliver your car to a repairer.***
  • Our Defaqto 5 Star Rating provides you with independent expert reassurance about the quality of cover we provide as standard, as well as options to tailor your cover.

Already have a motor policy with us?

  • Please call or visit aviva.co.uk/myaviva to add another vehicle.
  • If you already insure more than one vehicle with us on separate policies you can transfer to a MultiCar policy if you call us when one of your vehicles comes up for renewal. We can advise on the best option for you. In certain circumstances it may be cheaper to retain separate policies.

* Up to 1/3 off applied to the cheaper of the two vehicle insurance premiums. Both vehicles must be registered at the same address. Discount does not apply to optional extras.

** You’ll need to provide us with details of the other vehicle and driver.

*** Available on comprehensive cover in the UK and Channel Islands only.

Customer reviews

Overall rating

This product has been awarded an overall rating of 4.5 / 5 from 3909 customer reviews

Rating breakdown

3909 reviews

  • 5 stars awarded by 2684 reviewers
  • 4 stars awarded by 925 reviewers
  • 3 stars awarded by 101 reviewers
  • 2 stars awarded by 50 reviewers
  • 1 stars awarded by 149 reviewers

These reviews have been provided by customers who’ve made a claim or bought a motor insurance policy from us.

About ratings & reviews

We recognise that consumers are increasingly seeking feedback and reassurance from other customers when purchasing products and services online. This is why we invite our motor insurance customers to leave a review after buying a policy and making a claim. In addition to aiming to help you make better decisions about your insurance, we use these reviews to improve our products and services.

Customer reviews consist of an overall rating out of five and provide feedback on the experience of buying a policy and making a claim with us. Customers also have the option to provide a rating out of five on additional aspects of their experience. After buying a policy, customers are able rate us on value for money, ease of purchase, policy features and benefits and customer experience. After making a claim, customers are invited to rate us on ease of claim process, speed of resolution, fairness and customer experience.

We hope these reviews will help in your search for motor insurance.

Our 3 most recent reviews

Read all 3909 reviews

radar1970 gave this product an overall rating of 5 / 5

Excellent customer service!

Absolutely delighted with the level of service received on three occasions when I rang Aviva before taking out my motor insurance policy with them. The customer service advisers were friendly, yet professional, knowledgeable and willing to help. I cannot fault their very efficient handling of my enquiries. I was also delighted with the very competetive premium offered which when taking into account the level of cover and extras that I'd chosen, was much more affordable than some other competitors. Can't recommend Aviva highly enough and I'm a very happy customer. :-)

I would recommend Aviva to a friend

35 to 44
Policy features and benefits
5 / 5
Value for money
5 / 5
Customer experience
5 / 5
Ease of purchase
5 / 5

tank gave this product an overall rating of 5 / 5


delt with my claim with no problems repairs carried out at local garage with good quality work

I would recommend Aviva to a friend

35 to 44
Ease of claims process
5 / 5
Speed of resolution
5 / 5
Customer experience
5 / 5
5 / 5

Hobbit gave this product an overall rating of 1 / 5

No contact from claim manager

Initial contact when reporting the accident was a good experience. Went seriously downhill from there. Contact by letter more than 7 days after the accident. Contact from the claim manager the week after that. I found out from the other driver's insurer that she had accepted full liability for the accident. Aviva never confirmed that and I still have no clue - over one month later- whether there is any impact on my no claims bonus. The only positive aspect of the experience was the service from the repairer which was exemplary.

45 to 54

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