The options you choose when you take out your Immediate Life Annuity will affect the amount of cover you'll get. Generally, the more you add, the lower your starting income will be. You can get a personal illustration from your financial adviser which will show the difference the various options would make to your income.
Your income can be paid monthly, quarterly, half-yearly or yearly, either:
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If you are unsure whether a product or service is suitable for you, you should seek financial advice. For more information about getting personalised financial advice, visit our financial advice page.
Pension Wise has been set up by the government and offers free and impartial guidance for people retiring with defined contribution pensions. It will help you understand what your choices are and how they work.
You'll be able to get help on the Pension Wise website, over the phone or face to face.
If you are approaching retirement we recommend you get guidance or advice to help you understand your options.
Aviva UK Digital Limited introduces to Aviva Life & Pensions UK Limited for annuities. Aviva UK Digital Limited is registered in England No. 09766150. Registered office: St Helen’s, 1 Undershaft, London EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985.
Aviva Life & Pensions UK Limited. Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York, YO90 1WR. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number: 185896.