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Vehicle crime continues to be a fact of life in modern society and there is every chance that you or someone you know has been a victim of vehicle crime.
Most car crime can be prevented and therefore vehicle security and preventative measures should be uppermost in the minds of the motoring public. This Hardfacts contains information to help you to protect your vehicle and its contents.
Vehicle Security Measures designed to reduce the risk of car crime
Immobilisers and Alarms
Immobilisers prevent the engine from starting without the original key or transponder by isolating at least two of the operating circuits.
Electronic engine immobilisers should be:
All volume produced cars have a thatcham Immobiliser fitted as standard, adding a Thatcham/VSIB alarm can enhance the protection afforded by an existing immobiliser.
Alarms will deter opportunist thieves, from both stealing your vehicle and stealing from your vehicle. However, an alarm alone will not prevent your vehicle form being stolen; they must be fitted with an immobiliser.
Steering Wheel Locks
Steering wheel locks are a cheaper alternative to immobilisers which act as a highly visible deterrent.
However they need to be fitted every time the vehicle is left unattended to be effective.
Details of locks that meet the Thatcham criteria can be obtained from the website details below.
If you own an expensive vehicle or one which has sentimental value, you could enhance security further by adding a tracking device which meets with the Thatcham Category 5 after Theft System Criteria. These systems mean that your vehicle's location can be recorded on a detailed mapping system, enabling the vehicle to be located and recovered quickly following a theft.
More detailed information on the Category 5 Systems can be accessed on the Thatcham website.
Common sense actions that minimise your likelihood of becoming a victim of vehicle crime
When you park or leave your vehicle it becomes a target for thieves and you need to be aware of this threat and take actions to minimise its appeal!
Thieves particularly look for out for easy targets such as:
By implementing the following "Top Tips" you will reduce the attractiveness of your vehicle to vehicle thieves.
Summary Action Points
Top Tips - Parking
Top Tips - Possessions
Top Tips - Garage Forecourts
Garage forecourts continue to be popular hunting ground for both opportunist and organised vehicle thieves. To reduce your vulnerability, follow these practical steps:
Check Your Cars Security Rating
Assessment of total vehicle security involves testing the effectiveness of alarms and immobilisers, door entry security and the security of windows. Thatcham, on behalf of the ABI (Association of British Insurers) launched the New Car Security Rating scheme (NCSR) in July 2001. As part of this scheme, all new cars are assessed and given a detailed rating on each aspect. This enables consumers to make an informed choice about which car to buy based on how secure the vehicle is.
Contact the NCSR at: www.thatcham.org - Click Security
Vehicle security devices: www.thatcham.org
MIIRRC Website Thatcham
ABI Motor Claims
Aviva Knowledge Store website www.aviva.co.uk/risksolutions
Aviva Risk Management Solutions Risk Adviser
To find out more:
This document contains general information and guidance and is not and should not be relied on as specific advice. The document may not cover every risk, exposure or hazard that may arise and Aviva recommend that you obtain specific advice relevant to the circumstances. AVIVA accepts no responsibility or liability towards any person who may rely upon this document.
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