Crackdown on uninsured motorists

Article date: 13 September 2001

Norwich Union is backing a scheme which aims to crack down onuninsured motorists.

The Motor Industry Database is an industry-wide initiative,which will include the insurance details of every driver. Thepolice will be able to access this information at the roadside inorder to assess immediately whether a vehicle is insured. This isachieved via radio to a control room, or a handheld terminal linkedto the police national computer, which is connected to thedatabase.

It is estimated that one in 20 motor vehicles on the road isuninsured, costing the insurance industry £400 million every year.Through increased premiums, policyholders can end up compensatinginnocent victims because of cheating motorists. Personal injuryclaims have dramatically escalated in the last ten years –from £39 million in 1991 to a projected £260 million by the end of2001*.

Richard Dale, head of product planning and managementinformation at the UK’s largest insurer, comments:“This national database is a great achievement, with allinsurers pulling together to provide the police with accuratedata.

“The honest motorist can pay between £15 and £30 extra ininsurance premium because of uninsured drivers. Together withincreased fines imposed by police on offending motorists, thedatabase should act as a deterrent for motorists to go withoutinsurance.”

So far Norwich Union has sent around 10 million records to thedatabase, and as people buy and sell vehicles, updates will be sentthrough daily.

Media contact:
Jenny Chapman or Liz Nicholson at Norwich Union on 08703 666864

Notes to editors:
* Source: Motor Insurance Bureau

  • Norwich Union Insurance Limited Registered in England Number99122 Registered Office 8 Surrey Street Norwich NR1 3NG
  • Member of the General Insurance Standards Council
  • CGU plc and Norwich Union plc merged on 30 May 2000 to createCGNU plc, the UK’s largest insurance group and one of thetop-five insurers in Europe with substantial positions in othermarkets around the world, making it the world’s sixthlargest insurer based on gross worldwide premiums.
  • CGNU’s principal business activities are long-termsavings, fund management and general insurance, with worldwidepremium income and retail investment sales from ongoing businessof over £27 billion and assets under management of more than £200billion
  • From October 2000, the combined life and pensions, generalinsurance and retail fund management businesses in the UK operateunder the Norwich Union brand, while the institutional investmentbusiness operates under the Morley Fund Management brand.
  • Norwich Union’s news releases are available on thissite
  • A selection of images are available from the CGNU Newscastsite at

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