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Group Income Protection

What this policy covers

Group Income Protection makes payments after a deferred period during long-term absences from work, which may be a result from an unexpected illness or injury. It doesn’t provide cover as a result of redundancy. Our Group Income Protection can help improve your employees wellbeing, as well as support them in times of poor health. With our early intervention services, we also provide support by helping to identify signs of ill health, which can potentially prevent claims from being made.

Group Income Protection
  • Cover for up to 80% of your employee's earnings (to a maximum of £350,000).
  • Choose a deferred period to suit your budget and business by deciding when the Group Income Protection payment begins: after 13, 26, 28, 41, 52 or 104 weeks.
  • You’ll have a choice of benefit payment terms, either to an employee's retirement age or for a limited benefit period, so you can retain control over your costs.
The added value benefits your employees receive

With Group Income Protection in place your employees will have additional peace of mind and reassurance by knowing that they can focus on their recovery (in case of illness or injury) and not their finances.

  • Our 24-Hour, seven days a week GP and Stress Counselling helplines offer your employees a reassuring source of information and support whenever they need it, enabling them to speak in confidence about anything that is on their mind and any medical concerns.
  • Our Employee Assistance Programme is a confidential advice and information service, which gives your employees access to clinical and professional expertise. It’s staffed by qualified GPs and trained counsellors who can help deal with a range of issues such as workplace stress or illness.
  • Working closely with leading health and fitness clubs across the UK means we can offer discounts at gyms across the UK.
  • Generous discounts across a range of our insurances including motor, home and travel.

There is an extra cost for our Employee Assistance Programme and by taking advantage of it we’ll give you an added option to upgrade it, according to your needs. Your Account Manager will talk through the options and levels of added value you’d like to include.

The policy does not cover

Our Group Risk Policy does not make payments for absence due to redundancy.

We’ll help you, to help your employees

We realise that it’s important to tell your employees about the added benefit you’re giving them, so we’ll help you explain the services you’re integrating into your business and will also help you get the most from our Group Income Protection policy. Call us on 0800 145 5684 to arrange a meeting.

WC01783 02/2015

Contact us

Talk to us. We're happy to help. Call:

0800 145 5684

Monday to Friday
9.00am - 5.00pm

Calls to and from Aviva may be monitored and/or recorded