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What can this policy cover?

It's important to remember that Group Income Protection only makes payments after a deferred period during long-term absences resulting from illness or injury. But our Group Income Protection can help your employees to improve their wellbeing, as well as support them in times of poor health. With our early intervention services, we can also provide support by helping to identify signs of ill health. - potentially preventing long term absence from work. As a result, your business could also benefit. For example, reducing instances of absenteeism due to ill health can reduce the cost of temporary staff…

Our Group Income Protection will pay an eligible claim for…
  • Cover for up to 80% of your employee's earnings, to a maximum of £350,000 benefit.
  • You can choose a deferred period to suit your budget and business. Decide when the Group Income Protection payment begins: after 13, 26, 28, 41, 52 or 104 weeks
  • You'll have a choice of benefit payment terms, either to the policy cease age, commonly linked to an intended company retirement age or for a limited benefit period, so that you can retain control over your costs.
Your employees can also receive many added value benefits…

With Group Income Protection in place, your employees will have additional peace of mind and reassurance, knowing they can focus on recovery in case of illness or injury and worry less about finances. But we think that our added value benefits also help by helping to improve their well-being and reducing health risks:

  • Our Employee Assistance Programme is a confidential advice and information service, which gives your employees access to clinical and professional expertise. It's staffed by qualified GPs and trained counsellors who can help your employees deal with a range of issues such as workplace stress or illness. You can read more about this programme and find out how it works, on our Employee Assistance Programme page.EAP is available to all employees not only those covered by GIP.
  • Working closely with leading health and fitness clubs across the UK, we can offer your employees generous discounts that could motivate and encourage them to improve their fitness. Your employees could get up to 25% discount on membership at many UK gyms.
But these circumstances are NOT covered…

It's important that your employees understand what Group Income Protection will and will not cover. The policy does not provide cover for redundancy.

We'll help you, to help your employees

We realise that it's important to tell your staff about the added value you're giving them. So we'll help you explain the services you're integrating into your business, and also help you get the most from our Group Income Protection policy's benefits. Call us on 0845 300 4452, and arrange a meeting.

WC00526 02/2014

Contact us

Talk to us. We're happy to help. Call:

0845 300 4452

Monday to Friday
9.00am - 5.00pm

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