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Group Life

What can this policy cover?

If one of your employees dies while in service, Group Life cover helps you provide valuable financial and practical support their loved ones. The policy offers a lump sum on death in service to the employee's dependants - but we'll also be on hand to support you, and your colleagues, at a difficult time. Our Group Life cover can also be helpful for employees who suffer bereavement themselves.

Making a claim

  • We'll make a speedy payment of claims. There's great reassurance knowing that a policy can provide financial support quickly. That's the reason we've used an online claims system – it helps everyone involved deal with unavoidable administration as quickly as possible. Our expertise and efficient payments' system make sure of speedy lump sum payments – whether it's a fixed sum, or a multiple of the employee's salary. Often the payment from a Group Life policy can usually be sent to dependants before any probate settlements. If you would like more information about probate and Group Life settlements, please speak to your usual financial adviser.
  • We'll provide essential support. Through our bereavement helpline, employees, dependants, families and colleagues can receive emotional support from trained bereavement counsellors. Practical advice is available for issues such as coping with funeral arrangements and arranging probate.
  • Funds can be tax-efficient. It may not be an immediate concern for your employees, but it could be comforting to know that policies arranged under trust will provide funds outside the deceased's estate for inheritance tax purposes. For you, the employer, there's also a benefit to arranging Group Life cover: premiums are usually treated as a business expense under current tax laws - although tax rules may change in the future.

This is a summary of the benefits available. The policy has no surrender value at any time. Full details of cover options and exclusions are available on request. Applications are required.

We'll help you, to help your employees

It's important to tell your staff about the added value you're giving them. Group Life cover can be a useful benefit to attract and retain employees. We'll help you explain the features and benefits of Group Life cover, and the peace of mind it can bring to your employees and their families. Call us on 0845 300 4452 to set up a meeting.

WC00535 02/2014

Contact us

Talk to us. We're happy to help. Call:

0845 300 4452

Monday to Friday
9.00am - 5.00pm

Calls to and from Aviva may be monitored and/or recorded

Useful information