Although you know your employees well, every one of them will have a unique medical history. This is why we think it’s important to treat every claim on an individual basis. The below scenario demonstrates how Group Critical Illness works:
A young couple in their mid-30s are buying a new house. The husband works full-time, but his wife recently gave birth to their first child. She’s decided not to return to work for a couple of years to look after their child. As the wage-earner, her husband is concerned about what would happen if he were unable to work. He's healthy now, and hasn’t suffered any illness in the past, but two of his close friends, who are a similar age to him and his wife, have recently been diagnosed with serious illnesses – bowel cancer and leukaemia.
He mentions these concerns in a staff meeting and the Company Secretary reminds him that the company has a Group Critical Illness in place, which gives him extensive cover. So if he suffers from an illness, covered by the policy, his wife and family would not be without financial support.
If this was one of your employees and you had Group Critical Illness in place, you’d be helping them by:
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