Family personal accident plan

Protect your family against the financial impact of an unexpected accidental death, permanent injury or stay in hospital

Aviva family personal accident plan provides a tax-free lump sum (under current legislation) should you or a member of your family suffer an accident that causes death, permanent injury or hospitalisation.

Cover from just £3.81 per month.

Choose from three levels of cover to suit your needs.

Please see the table of benefits which has details of the benefits available for each level of cover.

The information below outlines the main features of our family personal accident plan. Full details can be found in the family personal accident plan policy summary (PDF 37KB) and policy booklet (PDF 635KB).

Overview of benefits

Available to anyone aged between 18 or over and under 81 providing your main private residence is in the UK.

As long as you are aged 18 or over and under 81 and your main private residence is in the UK, you are eligible for Family personal accidental plan.

You can choose to include your partner if they live and share financial responsibility with you.

You can choose to include your child/children if they are aged 3 or over and under 20 and live with you or their other parent in the UK. Please note that children are not eligible for this insurance if they are married or in a civil partnership

No medical required. This insurance does not cover claims for injury caused by illness, disease or a gradual loss of function (unless this results from an accident).

This insurance does not cover any injury caused by:

  • sickness, disease unless this is the direct result of an accident; or
  • a gradual loss of function which is not as a direct result of an accident.

For full details please read our Family personal accidental plan policy summary (PDF 37KB) and policy booklet (PDF 635KB).

Financial protection in the event of accidental death, certain permanent injuries and hospitalisation following an accident.

This insurance is here to help you, your partner or family cope financially if an insured person suffers an accident that directly results in their death, hospitalisation or certain types of permanent injury. It is not intended to cover injuries that do not result in permanent injury, such as broken bones, sprains and other soft tissue injuries

For full details please read our Family personal accidental plan policy booklet (PDF 635KB).

Worldwide cover.

As long as your main private residence is in the UK, you are covered against accidental death or injury that happens anywhere in the world.

Three levels of cover available to suit your needs.

The premium changes depending on the cover level you select and whether you choose to insure your partner and/or your child/children.

Bronze cover Silver cover Gold cover
Adult only £3.81 £6.60 £10.67
Adult and children £5.90 £9.65 £15.75
Adult and partner £7.63 £13.21 £20.84
Family £9.91 £16.26 £25.92

Please see the table of benefits for more details of the benefits that each cover level offers.

You can choose to insure your partner and/or your child/children.

You can choose to include your partner if they are aged 18 or over and under 81 and they live and share financial responsibility with you.

You can choose to include your child/children if they are aged 3 or over and under 20 and live with you or their other parent in the UK. Please note that children are not eligible for this insurance if they are married or in a civil partnership.

Pays a benefit regardless of whether you have any other personal accident insurance.

Family personal accidental plan will pay any benefit due regardless of whether the person making the claim is covered by any other personal accident insurance.

You should review your circumstances on a regular basis and consider whether this insurance still meets your needs.

You need to advise us if any changes occur which are listed within the ‘Changes we need to know about’ section of our Family personal accident plan policy booklet (PDF 635KB).

Available immediately from just £3.81 per month (for an individual selecting bronze cover).

The premium changes depending on the cover level you select and whether you choose to insure your partner and/or your child/children.

Bronze cover Silver cover Gold cover
Adult only £3.81 £6.60 £10.67
Adult and children £5.90 £9.65 £15.75
Adult and partner £7.63 £13.21 £20.84
Family £9.91 £16.26 £25.92

Please see the table of benefits for more details of the benefits that each cover level offers.

Apply now for family personal accident plan

Applying couldn't be easier: fill out the simple form and provided you meet the eligibility criteria, cover will start as soon as we confirm your Direct Debit details. We will confirm your cover start date in writing.

Apply now family personal accident plan now

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