Travel insurance

Summary of cover

Full details of our policy can be found in our travel insurance policy booklet, but we’ve listed the key features of the policy and sums insured for you to view at a glance below:

Contact us

0800 051 3606

Monday to Friday
8.00am - 8.00pm
Saturday
9.00am - 5.00pm
Sunday
10.00am - 4.00pm

For our joint protection, telephone calls may be recorded and/or monitored

Cancellation Charges Policy Limits per person per Trip Excess per person, per incident
Overall limit £5,000 £50 (£20 loss of deposit)
Excursions £250  
Kennel/cattery fees £200  
Emergency Medical and Associated Expenses Policy Limits per person per Trip Excess per person, per incident
Emergency medical treatment £10,000,000 £50
Emergency dental pain relief £350  
Associated expenses outside the UK £10,000,000  
Burial/cremation outside the UK £5,000  
Repatriation of remains from outside the UK £7,500  
Associated expenses within the UK £2,000  
Repatriation of remains within the UK £2,000  
Hospital benefit - overall limit £1,000 Nil - Hospital Benefit
Benefit for each 24 hour period £25  
Holiday Disruption Policy Limits per person per Trip Excess per person, per incident
Overall limit £500 Nil
Benefit for each 24 hour period £25  
Abandonment Policy Limits per person per Trip Excess per person, per incident
Overall limit £5,000 £50
Excursions £250  
Kennel/cattery fees £200  
Personal Accident Policy Limits per person per Trip Excess per person, per incident
Death benefit £50,000 Nil
Death benefit - if aged under 16 £1,000  
Permanent total disablement £50,000  
Permanent total disablement if aged over 70 £15,000  
Loss of limb/sight £50,000  
Personal Liability Policy Limits per person per Trip Excess per person, per incident
Overall limit per incident £2,000,000 £100 per incident for incidents arising from the occupation of temporary holiday accommodation
Delayed departure Policy Limits per person per Trip Excess per person, per incident
Delayed departure benefit £250 £50 for abandonment after 24 hours
Benefit for each 12 hour period £25  
Abandonment following 24 hour delay £5,000  
Excursions £250  
Kennel/cattery fees £200  
Missed International Departure Policy Limits per person per Trip Excess per person, per incident
Overall limit £1,000 Nil
Legal Expenses and Advice Policy Limits per person per Trip Excess per person, per incident
Overall limit £50,000 Nil
Hijack Policy Limits per person per Trip Excess per person, per incident
Overall limit £1,000 Nil
Benefit for each 24 hour period £50  
Mugging Policy Limits per person per Trip Excess per person, per incident
Overall limit £1,000 Nil
Benefit for each 24 hour period £50  
Catastrophe cover Policy Limits per person per Trip Excess per person, per incident
Overall limit £750 £50
Pet Care Policy Limits per person per Trip Excess per person, per incident
Overall limit per incident £250 per incident Nil
Benefit for each 24 hour period £25  
Temporary or Emergency Passport Expenses Policy Limits per person per Trip Excess per person, per incident
Overall limit £350 Nil
Personal Money Policy Limits per person per Trip Excess per person, per incident
Overall limit £500 £50
Cash/bank notes £300  
Cash/bank notes - if aged under 16 £100  
Delayed Baggage Policy Limits per person per Trip Excess per person, per incident
Overall limit £150 Nil
UK Motor Breakdown Policy Limits per person per Trip Excess per person, per incident
Overall limit per trip £500 Nil
Baggage cover (Optional) Policy Limits per person per Trip Excess per person, per incident
Overall limit £1,500 £50
Limit for any one article, pair or set £300  
Limit for valuables (as defined in policy booklet) £400  
Winter Sports cover (Optional) Policy Limits per person per Trip Excess per person, per incident
Winter sports equipment   £50
- own equipment £500  
- hired equipment £400  
- hire of replacement equipment £200  
- loss or stolen lift pass £200  
Delay due to Avalanche £200  
Piste Closure limit £300  
- daily benefit (transport & compensation) £30  
Ski Pack £300  
Inability to take part in Winter Sports Activities £200  
- daily benefit £20  
Golfing cover (Optional) Policy Limits per person per Trip Excess per person, per incident
Own equipment £1,000 £50
Hire of replacement Equipment £250  
- daily benefit £35  
Pre-booked green fees £250  
Scuba Diving cover (Optional) Policy Limits per person per Trip Excess per person, per incident
Refer to limits under Emergency Medical and Associated Expenses and Abandonment headings   Refer to excesses under Emergency Medical and Associated Expenses and Abandonment headings
Airspace Closure Cover (Optional) Policy Limits per person per Trip Excess per person, per incident
Extended Cancellation    
- overall limit £5,000 £50
- excursions £250  
- kennel/cattery fees £200  
Enforced Stay Abroad    
- overall limit - unable to return home £1,500 Nil
- benefit for every 24 hour period £100  
- overall limit - reasonable additional travel costs £1,000  
Travel Disruption Cover (Optional) Policy Limits per person per Trip Excess per person, per incident
Extended Cancellation    
- overall limit £5,000 £50
- excursions £250  
- kennel/cattery fees £200  
Extended Abandonment    
- overall limit £5,000 £50
- excursions £250  
- kennel/cattery fees £200  
Missed Connections outside of the UK    
- overall limit £1,000 £50
Delay outside the UK    
- delayed Departure benefit £250 Nil
- benefit for each 12 hour period £25  

NFPHG5411 18112009

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