Bonuses and returns

Returns earned by the With-Profit Fund are added to your pension annuity income through bonuses. Essentially, the bonuses represent your share of the profit in the fund. There are two main types of bonus that can be applied to your income: a regular and an additional bonus.

Regular Bonus

Additional Bonus

Anticipated Bonus rate

Next steps

Pension Wise has been set up by the government and offers free and impartial guidance for people retiring with defined contribution pensions. It will help you understand what your choices are and how they work.

You'll be able to get help on the Pension Wise website, over the phone or face to face.

If you are approaching retirement we recommend you get guidance or advice to help you understand your options.

Speak to a financial adviser

Nothing on this site is personalised advice or a recommendation. If you need a personalised recommendation based on your personal circumstances, you should seek financial advice. We can't give you advice but we can put you in touch with an adviser who can talk to you about which financial products or investments may be right for you.

Call a member of our team on

0800 533 5195

Monday to Friday - 9.00am - 5.00pm

For our joint protection, we may record our telephone calls. Calls are free from both land lines and mobile phones.

Alternatively, you can visit www.unbiased.co.uk to find an adviser in your local area

Aviva UK Digital Limited introduces to Aviva Annuity UK Limited for annuities. Aviva UK Digital Limited is registered in England No. 09766150. Registered office: St Helen’s, 1 Undershaft, London EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985.

Aviva Annuity UK Limited. Registered in England No. 3253948. Registered office: Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 202991.

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