Equity Release

Award-winning equity release from the UK's number one provider

Find out how much you could release with our equity release calculator, or call us FREE* on 0800 404 7129 to arrange a no-obligation appointment with an equity release specialist.

Lines open Mon-Fri 9am-5.30pm.

Or, arrange for us to call you back.

*Calls free from UK landline

What is equity release?

If you’re a homeowner, you’ve probably seen the value in your home increase over time. Equity release allows you tap into some of this value for you to use however you wish. The type of equity release we offer is a lifetime mortgage. This is a long-term loan for which minimum age and property values apply.

  • You can use the money on anything you want, for example, home improvements, top up your pension income, or a few of life’s luxuries.
  • You’ll retain legal ownership of your home
  • You can stay in your home for as long as you want, or until you go into long-term care, subject to our terms and conditions
  • Unlike a traditional mortgage, there are no monthly repayments. Each year interest is added to the loan and on any interest previously added. The loan and interest are repaid in full, usually from the sale of your home, when you die or go into long-term care, subject to our terms and conditions.
  • You’re protected with our ‘no negative equity’ guarantee, so you, or your estate, will never pay back more than the eventual sale price of your home, provided this is sold for the best price reasonably obtainable.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Ask us

Have a question?

Browse our Equity Release FAQs

FAQ Categories

What types of equity release does Aviva offer?

Our equity release products are lifetime mortgages.

Find out more about our equity release products

How much could I release from a lifetime mortgage?

Use our calculator to find out how much you could release.

Find out more about our eligibility calculator

Things to think about

Releasing equity from your home is a lifetime commitment and will also reduce the amount of inheritance you can leave, so it’s worth including your family in any decision you make.

When you call us, we’ll refer you to a carefully selected equity release adviser who will explain the features of our lifetime mortgages, and the things you need to think about, such as how equity release can affect your tax position and eligibility for welfare benefits. The adviser isn't employed by us, but can only advise on our lifetime mortgages.

Why not call us FREE on 0800 404 7129 to find out more?

Download our FREE equity release guide.

What Mortgage Awards 2014 Winner - Best Equity Release Lender

What Mortgage Awards 2014 Winner - Best Equity Release Lender

What Mortgage Awards 2014 Winner - Best Lifetime Mortgage Provider

Equity Release Council - Incorporating SHIP Standards

Back to top