Equity Release

Releasing money from your home could give you a more comfortable retirement

For more information, please contact us on 0800 404 6220 to speak to an adviser and book a no-obligation appointment, or request our FREE DVD pack

We can only advise on our own products

Lifetime mortgages

A lifetime mortgage is a long term loan secured against your home. We offer two lifetime mortgages which allow you to either release an amount of money to spend now, or also release an amount that you can use in full or in part in the future.

Lifestyle Lump Sum Max

Lifestyle Flexible Option

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Are you eligible?

Use our calculator to find out if you could be eligible for a lifetime mortgage, which products may be available to you and how much you might be able to release.

The benefits of lifetime mortgages and things to think about

  • You could release money from your home to help you do what you want in your retirement.
  • You can continue to live in your home until you die or go into long term care.
  • Minimum age and property values apply. You should also note that there are restrictions on the type of property we will accept.
  • If you have an existing mortgage on your home, or any secured loans, you would have to use the money you release to pay these off first, but then you would be free to spend the remainder as you wish.
  • As a lifetime mortgage is a lifetime commitment our experienced advisers will explain all of the costs and risks involved, including how it will reduce the inheritance you leave and how it may affect your tax position and entitlement to means tested benefits.
  • Although the amount of inheritance you can leave will always be reduced, you can choose an inheritance guarantee on our lifetime mortgages to ensure you can leave something for your loved ones. However, this will reduce the amount of money you can borrow.
  • We encourage you to involve your family in the decision process and they can attend any of the appointments you have with one of our advisers.
  • A lifetime mortgage is a big decision, so we'll look at all your options before deciding if one is right for you.

Find out more on how to apply for a lifetime mortgage

Lifetime mortgages are not available in the Channel Islands and the Isle of Man.

Aviva Equity Release UK Limited. No 3286484. Authorised and regulated by the Financial Services Authority. Aviva Equity Release UK Limited FSA Registration No 310433. Registered in England at 2 Rougier Street, York, YO90 1UU. www.aviva.co.uk

WC07049 03/2012

Contact us

0800 404 6220

Monday to Friday
8.00am - 7.00pm
Saturday
9.00am - 5.00pm
Sunday
10.00am - 4.00pm

Or alternatively arrange for one of our advisers to call you back at a time convenient to you.

For our joint protection, telephone calls may be recorded. We can only advise on our own products.

Why Aviva Equity Release?

  • We have helped over 100,000 people release money from their homes.
  • We have provided equity release for over 12 years.
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