Equity Release

You can use our calculator to find out if you could be eligible for a lifetime mortgage and how much money you may be able to release from your home.

A lifetime mortgage is a lifetime commitment and there are many things to consider so the calculator should be used as a general guide only.

Before finding out if you could be eligible for a lifetime mortgage, read the eligibility checklist below.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Eligibility Checklist

Lifetime Mortgages:

Eligibility is based on age and property value. The following requirements are absolute minimums and products will not be available to every combination of age and property value. Generally speaking, the younger you are, the more your property will need to be worth to qualify and depending on your individual circumstances, you may be eligible for certain products but not others.

• The youngest applicant must be aged 55 or over.
• Your home must be worth at least the minimum property value, which is £75,000.
• The property must be of standard construction and located in England, Scotland, Wales or Northern Ireland.
• If you occupy the property with your partner, and are married or in a civil partnership, you must apply for a joint plan. You'll need to put the age of the youngest borrower as the 'age of the applicant.'

Please note that lifetime mortgages are not suitable for the following property types; freehold flat or maisonette, studio or basement flat, flat or maisonette in a local authority or housing authority block of more than four storeys, mobile home or houseboat, farm or small holding being used for agriculture, hotel, guest house or B&B.

Eligibility Calculator

Eligibility Calculator

All fields marked with an asterisk * are mandatory.

Age of the youngest applicant? (Minimum age 55) *

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Is it a single or joint life application? *

Single Joint

Are you a homeowner? *

• Yes
• No

Is your house of standard construction in the UK? *

• Yes
• No

Estimated value of your home?
(Must be worth at least £75,000)*

£

% of property value to set aside for inheritance.*

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Support information

The eligibility calculator is a general guide to how much money you may be able to release so it's important that you seek financial advice. You can contact us on 0800 404 6220 to make a no-obligation appointment with one of our advisers, or contact your own financial adviser, who will provide you with a personal illustration based on your individual circumstances.

We can only advise on our own products.

Aviva Equity Release UK Limited. No 3286484. Authorised and regulated by the Financial Services Authority. Aviva Equity Release UK Limited FSA Registration No 310433. Registered in England at 2 Rougier Street, York, YO90 1UU. www.aviva.co.uk

WC07054 03/2012