Here’s what’s included when you take out a policy with us
Published: 10 Aug 2022 Last updated: 28 Jul 2023
Understanding exactly what you’re covered for can give you peace of mind, when you need it most.
A quick look at our critical illness insurance
Let's say you have our critical illness cover in place and you’re diagnosed with, or undergo surgery for a critical illness. If it meets our policy definition, and you survive for 10 days, we’ll pay out a tax free lump sum for you to use however you need.
If you want to know more about how critical illness cover works, watch our video.
What our critical illness cover covers
Each provider's critical illness insurance will cover different conditions. We only cover the critical illnesses we define in our policy and no others.
Below is a list of the conditions covered by our critical illness insurance in alphabetical order. For more details about each condition, see our policy conditions (PDF 203 KB).
Conditions covered in our Critical Illness Plan
A - C
Aorta graft surgery
Aplastic Anaemia
Arteriovenous malformation (AVM) of the brain
Bacterial meningitis
Benign brain tumour
Benign spinal cord tumour
Bladder removal
Blindness
Cancer
Carcinoma in situ of the breast
Carcinoma in situ of the cervix
Carcinoma in situ of the testicle
Cardiac arrest
Cardiomyopathy
Cerebral aneurysm
Coma
Coronary artery bypass grafts
Creutzfeldt-Jakob disease
Crohn's disease
D - O
Deafness
Dementia - including Alzheimer's disease
Devic’s disease
Encephalitis
Heart attack
Heart valve replacement or repair
Intensive care
Kidney failure
Liver failure
Loss of hand or foot
Low grade prostate cancer
Major organ transplant
Motor neurone disease
Multiple sclerosis
Multiple system atrophy
Non-malignant pituitary tumour
P - Z
Paralysis of a limb
Parkinson’s disease
Pneumonectomy
Primary pulmonary hypertension
Progressive supranuclear palsy
Pulmonary artery surgery
Removal of an eyeball
Rheumatoid arthritis
Severe lung disease
Spinal stroke
Stroke
Structural heart surgery
Systemic lupus erythematosus
Terminal illness
Third-degree burns
Traumatic brain injury
Ulcerative colitis
Want critical illness cover?
Take a look at our cover in more detail and find out how to apply.
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