Level Life Insurance

The easy way to help protect your loved ones or cover an interest-only mortgage. It pays out a guaranteed lump sum if you die during the term of the plan.

Benefits for you

  • It’s simple — get a quote under 2 minutes
  • Monthly premiums are guaranteed never to rise
  • Premiums start from £5 a month, depending on your personal circumstances
  • Joint cover available for you and your partner
  • Easy to arrange – no complicated forms to fill in
  • Please bear in mind that there is no cash-in value at any time.
  • Rated 5 Star for quality of cover by independent financial researcher Defaqto

How does Level Life Insurance work?

A Level Life Insurance plan gives you an amount of cover that stays the same throughout the plan. If you die within the plan term, your loved ones will receive a guaranteed lump sum of money.

Your choice of cover

You could get any amount of life cover up to £500,000, depending on factors such as your age when you take out the plan. You can choose how long you want the cover to last. Many people choose to have their cover for a period that coincides with when they expect their mortgage to be paid off or when they expect their children to become financially independent.

Premiums that are affordable and guaranteed

With premiums from only £5 a month, protecting your loved ones could cost less than you think — although the actual cost depends on the amount and length of cover chosen, as well as your personal circumstances. And we guarantee that your monthly premiums will stay the same for the duration of the plan.

Cover that includes extra benefits

With Aviva you get Terminal Illness Benefit included in the cover. This means we pay you the sum insured if you’re diagnosed with a terminal illness within the plan term and are not expected to live for more than 12 months. If we pay out after a terminal illness claim, your plan will end.

Critical illness cover is not available with Level Life Insurance; however you can choose to take out an alternative plan offered by Aviva, which combines life cover with critical illness cover.

Terminal Illness is not the same as Critical Illness Cover. Critical illness cover pays out a lump sum if you are diagnosed with a critical illness that meets our policy definition and then survive for at least 14 days. We only cover the critical illnesses we define in our policy and no others.

Find out more about critical illness cover

Insurance from a name you can trust

Aviva is one of the UK’s leading providers of life and pensions products, which serves around 34 million customers worldwide.

It’s easy to apply for life insurance online

Get a quote

Or call us on 0800 068 5549

Whether you'd like information or a quote, just give us a call.

Lines are open Monday to Friday 8am – 8pm, Saturday 9am – 5pm and Sunday 10am – 4pm Calls are free from a BT landline. Costs may vary from mobiles and other networks. Calls may be recorded and monitored for our joint protection.

Customer reviews

Overall rating

This product has been awarded an overall rating of 4.6 / 5 from 97 customer reviews

Rating breakdown

97 reviews

  • 5 stars awarded by 64 reviewers
  • 4 stars awarded by 29 reviewers
  • 3 stars awarded by 2 reviewers
  • 1 stars awarded by 2 reviewers

These reviews have been provided by customers who've bought a life insurance policy from us.

About ratings and reviews

We recognise that consumers are increasingly seeking feedback and reassurance from other customers when purchasing products and services online. This is why we invite our life insurance customers to leave a review after buying a policy from us. In addition to aiming to help you make better decisions about your insurance, we use these reviews to improve our products and services.

Customer reviews consist of an overall rating out of 5 and provide feedback on the experience of buying a policy from us. Customers also have the option to provide a rating out of 5 on value for money, ease of purchase, policy features and benefits and customer experience

We hope these reviews will help in your search for life insurance.

Our 3 most recent reviews

Read all 97 reviews

Middleagedmum gave this product an overall rating of 5 / 5

Simple straight forward

I spent a while shopping around for cover, Aviva was the best value but most important had a sensible detailed online questionnaire that could manage me being short and fat but otherwise very fit and healthy without diverting to a medical. Cover arranged easily and all aperwork without a glitch.

I would recommend Aviva to a friend

By:
Gender:
Female
Age:
45 to 54
Policy features and benefits
3 / 5
Value for money
5 / 5
Customer experience
5 / 5
Ease of purchase
5 / 5

malteazer gave this product an overall rating of 5 / 5

ease of access

i found browsing through aviva website easy, getting my quote was a simple as ABC, their communication, well not used that part as yet, all in great service so far,

I would recommend Aviva to a friend

By:
Gender:
Female
Age:
45 to 54
Policy features and benefits
5 / 5
Value for money
5 / 5
Customer experience
5 / 5
Ease of purchase
5 / 5

Unique gave this product an overall rating of 5 / 5

Ease of purchase

My partner and I were able to purchase life insurance together with ease. Documentations were immediately available for print and it didn't take long for things to be sent via post either. We were able to get cover suitable for us as per cost. Been a good experience. Will definitely recommend Aviva. Looking down to do my dental insurance with Aviva too.

I would recommend Aviva to a friend

By:
Gender:
Female
Age:
25 to 34
Policy features and benefits
4 / 5
Value for money
5 / 5
Customer experience
5 / 5
Ease of purchase
5 / 5

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