Over 50's Guaranteed Lifelong Protection Plan

Over 50s life insurance that guarantees cover for you

If you're over 50 and you want to leave a sum of money for your loved ones when you die, our Guaranteed Lifelong Protection Plan is an affordable way to do it. Whether it'll be used to help pay outstanding debts or funeral expenses, or to leave to your children or grandchildren, the plan pays a guaranteed cash sum when you die.

The plan has no cash in value, so if you stop paying your premiums before the end of the payment term, your life cover will end 30 days after the last premium was due and you'll get nothing back.

How does our product compare

Unlike some similar plans, Aviva's Guaranteed Lifelong Protection Plan will pay out the full sum assured if you die after the plan has been in force for just 12 months. And, if you were to die as a result of an accident after the first 12 months, we'll pay double the sum assured amount.

If you die within the first 12 months of the plan, we'll pay out an amount equal to the premiums that have been paid. However, if you die as a result of an accident in the first 12 months, we'll pay the full sum assured. You can read more about the benefits and risks of the plan in the key features (PDF 95KB).

Male aged 65 paying £20 a month*

Company	Your cash payout, depending on when you claim			Maximum you could pay in premiums
	0-12 months	12-24 months	24+ months
Aviva	Premiums	£3,049	£3,049	£4,800
LV	Premiums	£2,726	£2,726	£6,000
Engage Mutual**	Premiums + 50%	Premiums + 50%	£3,331	£6,000
Axa	Premiums + 50%	Premiums + 50%	£3,145	£6,000
Tesco	Premiums + 50%	Premiums + 50%	£3,067	£6,000
Legal & General***	Premiums	Premiums	£3,323	£6,000

* Figures accurate as at 20 December 2011. Based on the person surviving until age 90 and dying of natural causes.

** Engage Mutual quote given for a premium of £20.90 and shows a non smoker quote with a 5% online discount. Smoker payout would be £2,135.

*** Comparison made against the Legal & General Fixed Plan

The figures shown are for standard cover offering the closest like for like comparison. Some providers may offer additional benefits that can be added to their plans. There are other similar products available to you from different providers to those shown here.

You can see our range of premiums as well as cash values these will give you in our Choose the premium (PDF 91KB) If you would like a quote for an amount not shown please contact us.

Female aged 65 paying £20 a month*

Company	Your cash payout, depending on when you claim			Maximum you could pay in premiums
	0-12 months	12-24 months	24+ months
Aviva	Premiums	£3,622	£3,622	£4,800
LV	Premiums	£3,398	£3,398	£6,000
Engage Mutual**	Premiums + 50%	Premiums + 50%	£4,194	£6,000
Axa	Premiums + 50%	Premiums + 50%	£3,875	£6,000
Tesco	Premiums + 50%	Premiums + 50%	£3,860	£6,000
Legal & General***	Premiums	Premiums	£3,941	£6,000

* Figures accurate as at 20 December 2011. Based on the person surviving until age 90 and dying of natural causes.

** Engage Mutual quote given for a premium of £20.90 and shows a non smoker quote with a 5% online discount. Smoker payout would be £2,688.

*** Comparison made against the Legal & General Fixed Plan

The figures shown are for standard cover offering the closest like for like comparison. Some providers may offer additional benefits that can be added to their plans. There are other similar products available to you from different providers to those shown here.

You can see our range of premiums as well as cash values these will give you in our Choose the premium (PDF 91KB) If you would like a quote for an amount not shown please contact us.

Depending on your circumstances, the cash sum paid out could be less than the total amount you've paid in premiums and the value of the lump sum will be reduced by inflation. Unlike some other providers we limit your payments to a maximum of 20 years. For example:

Get a quote for Over 50's Guaranteed Lifelong Protection Plan

Choose a name you can trust

Aviva is the largest provider of life, pensions, and long-term financial services in the UK, and serves around 44.5 million customers worldwide.

When you choose a life insurance plan with Aviva, you can be sure that our expert advisers will help you every step of the way. They'll be able to answer your questions and help you to complete your application, but they can only offer you advice on Aviva's life insurance plans.

WC05086 01/2012