A range of options where we make most of the investment decisions, so you don’t have to.
If you’d like to be more hands-on with how your money is invested, these options are for you.
You can check where your money is invested in any one of three ways:
Tip: Unless you’ve selected another option, your money will be invested using the default investment option for your employer’s scheme (see below for more details).
*Please note that Pension Tracker will show which investment funds you’re invested in, but not which investment approach you’re using. To find out which approach you’re using, contact us or check your policy schedule or latest annual statement.
Every pension scheme has a default investment approach, where your money will be automatically invested unless you choose a different one.
In most cases, your scheme’s default approach will be either a ‘lifestage’ or ‘lifestyle’ investment approach. With these types of investment approach, your money is invested for growth when you’re still a way off from retirement. Then, as you get closer to it, we move your money into different funds. We do this to protect the level of income you could get when you retire.
Your employer will give you details of their scheme’s default approach when you’ve become a member of the scheme.
Before taking any decisions, make sure you know the basics of investing first.
Read through our fund factsheets and performance data before deciding which ones to pick.
If you have any questions please call us on
0800 145 5744
We may monitor and/or record calls to and from Aviva.
If you’d like a hand deciding where to invest your money, a financial adviser could help.